Internal Auditor - Hybrid

WinSouth Credit Union•Fort Payne, AL

9h•Hybrid

About The Position

The Internal Auditor provides independent, objective assurance and advisory services designed to add value and improve Winsouth Credit Union's operations. This role evaluates the adequacy and effectiveness of internal controls, risk management practices, and compliance with applicable laws, regulations, and internal policies. The Internal Auditor supports the Supervisory Committee by ensuring the credit union's safety and soundness and safeguarding member assets.

Requirements

Minimum of 2 years of internal audit, compliance, risk management, or financial institution management experience
Strong working knowledge of credit union operations and NCUA regulations
Understanding of internal control frameworks and auditing standards
Ability to work independently with a high degree of integrity, objectivity, and confidentiality
Strong analytical, investigative, and problem-solving skills
Excellent written and verbal communication skills, including board-level reporting

Nice To Haves

Credit union or banking experience strongly preferred

Responsibilities

Develop and maintain a risk-based annual audit plan appropriate for a $450 million asset credit union, subject to Supervisory Committee approval
Perform independent audits of financial, operational, compliance, and lending functions
Evaluate internal controls to ensure protection of assets, accuracy of records, and operational efficiency
Assess compliance with NCUA regulations , state regulations, BSA/AML requirements, and Winsouth policies and procedures
Conduct audits of key credit union functions, including but not limited to: Lending and collections Deposits and member accounts ACH, wires, and electronic payments BSA/AML and OFAC Accounting Functions Vendor management and third-party risk
Identify control weaknesses, process gaps, and potential risks; recommend practical corrective actions
Prepare formal written audit reports with findings, risk ratings, and management recommendations
Present audit results and status updates to management and the Supervisory Committee
Track management responses and follow up to ensure timely resolution of audit findings
Coordinate with external auditors, examiners, and regulators , including preparation for NCUA examinations
Maintain complete and accurate audit documentation and workpapers in accordance with professional standards
Stay current on regulatory changes, fraud trends, and emerging risks affecting credit unions
Assist with fraud investigations, special audits, and member complaint reviews as requested
Provide advisory input on new products, services, systems, or process changes
Promote a culture of compliance, accountability, and continuous improvement across Winsouth