Internal Audit Manager - Credit Risk and Lending

Mountain America Credit Union•Sandy, UT

13d•Hybrid

About The Position

Join our Credit Risk and Lending team as an Internal Audit Manager and help shape the future of risk management at Mountain America Credit Union! In this hybrid role, you’ll lead high-profile audits, collaborate with top talent, and ensure our lending practices meet the highest standards. If you thrive on uncovering insights, driving compliance, and influencing strategy, this is your chance to combine your credit risk expertise with leadership in a dynamic, forward-thinking environment. Plus, enjoy the flexibility of working at our beautiful Sandy, UT campus three days a week and remotely two days—because we believe balance fuels brilliance!

Requirements

8+ years of experience in an internal audit role within the financial services industry including at least two years in an internal audit managerial capacity.
Knowledge of industry, markets and regulations relevant to auditing Credit risk and lending processes.
Familiarity with regulatory credit risk requirements and application of such guidance
Experience in credit risk management and financial statement analysis
4-year degree in a finance, accounting, or quantitative discipline, or related field.
One of the following professional certifications is required: CIA, CPA, CFA
Advanced level skill for Microsoft Office (Outlook, Word, PowerPoint, Excel), especially Excel.
Has supervisory/managerial responsibilities that are direct or through work leaders or assistants, typically with a subordinate group of 2 to 4 employees.
Estimates personnel needs and assigns work to meet these needs.
Supervises, coordinates and reviews the work of assigned staff.
Recommends candidates for employment, conducts performance evaluations and salary reviews for assigned staff, and applies company policy.
Includes senior department heads without staff and assistant manager.
A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.
Work involves extensive personal contact with others and is usually of a personal or sensitive nature.
Work may involve motivating or influencing others.
Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.
Ability to communicate effectively and courteously.
Strong written communication skills required.
Understanding of financial institution operations and transactions.
Understanding of basic accounting principles.
Ability to understand regulations.
Ability to recognize and analyze problems, improprieties, and opportunities for improvement.
Ability to sit, talk and hear consistently
Ability to stand, walk, and use hands to handle or reach occasionally
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Ability to lift up to 25 pounds occasionally may need to lift up to 50 pounds.

Nice To Haves

Prior experience with Big 4 accounting firm preferred.
Graduate degree in a related subject preferred.
Knowledge of computer assisted audit techniques preferred.
Experience with data analysis software, such as ACL, IDEA, and/or Picalo, preferred.

Responsibilities

Assist the Director in conducting organizational audit risk assessment for purposes of developing the Credit risk annual audit plan.
Manage and lead Credit audits throughout the credit union.
Evaluates compliance with credit union policies, procedures, and sound lending practices.
Manages daily workflow of senior and staff auditors to ensure audit schedule is maintained.
Evaluates efficiency and effectiveness of team and consults with Director to continuously improve audit processes.
Performs detailed review of work papers prepared by team for adherence to department procedures and the Institute of Internal Auditors (IIA) standards.
Provides appropriate feedback, as necessary.
Prepares internal audit reports in adherence to department procedures and the IIA standards.
Assists Director in developing, maintaining, and distributing monthly internal audit status reports for distribution to Executive Management, Supervisory Committee, and Board of Directors.
Performs other duties as assigned.