Indirect Auto Lending - Indirect Lending Loan Officer

Mission Fed • San Diego, CA

1d • $32 - $37 • Onsite

About The Position

Looking to build partnerships with car dealerships county-wide and help San Diegans to obtain the car of their dreams?
Ready to use your underwriting skills in a fast-paced environment where service is a primary priority? If so, the Indirect Lending Loan Officer position might be the perfect fit for you!
If this sounds like an interesting opportunity to you, below are a few more details.
Review, analyze, and underwrite indirect auto loan requests submitted by new franchise auto dealers within established timeframes.
Use sound judgment and deep knowledge of credit to make lending decisions in accordance with Mission Fed’s policies and procedures.
Build and maintain strong relationships with auto dealerships, supporting them with rate sheets, program education, and timely follow-up.
Demonstrate expertise in credit report review, income analysis, and file documentation.
Proactively support internal teams and dealer partners to ensure seamless funding and exceptional member service.
This is a full-time, in-office position and a great opportunity to really have an impact at a well-respected and established community focused credit union in San Diego County.

Requirements

• Associate degree or equivalent is required (two years of relevant experience can substitute for every one year of education).
• Minimum three years of indirect lending experience in financial services required. Strong underwriting skills, auto industry knowledge, and familiarity with lending systems a must.
• Must have reliable transportation for business travel purposes. A valid driver’s license and insurance—or alternative transportation—is required.

Nice To Haves

• Strong teamwork, analytical, and communication skills.
• Proficient in reading and interpreting credit reports (especially Experian).
• Able to work professionally with dealership personnel and internal teams.
• Comfortable navigating systems such as Microsoft Office, Symitar, and MeridianLink LOS.

Responsibilities

• Review, analyze, and underwrite indirect auto loan requests submitted by new franchise auto dealers within established timeframes.
• Use sound judgment and deep knowledge of credit to make lending decisions in accordance with Mission Fed’s policies and procedures.
• Build and maintain strong relationships with auto dealerships, supporting them with rate sheets, program education, and timely follow-up.
• Demonstrate expertise in credit report review, income analysis, and file documentation.
• Proactively support internal teams and dealer partners to ensure seamless funding and exceptional member service.

Benefits

• Great team!
• Award winning culture!
• You can’t beat a role in sunny San Diego!
• 18 days of PTO in your first year plus 12 holidays a year!
• Full 6% 401(k) match
• Complete benefits package including medical, dental, vision, life insurance, etc.
• On-site gym

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 251-500 employees