Loan Officer – Community Lending

MRA Recruiting Services • Saint Paul, MN

9d • $75,000 - $85,000 • Hybrid

About The Position

The Loan Officer leads borrower intake, analyzes commercial real estate and community development loans, and manages loan files through closing and servicing. This front-line role balances relationship-building with borrowers and thorough credit analysis.

Ideal candidates have commercial real estate finance or CDFI lending experience, work independently, and value accuracy and accountability.

Requirements

• 4+ years commercial real estate experience
• 2+ years commercial or CDFI lending experience
• Experience analyzing real estate transactions and managing loan files
• Strong financial analysis skills and Excel proficiency
• Ability to manage multiple projects accurately and independently
• Clear communication skills and a collaborative approach
• Professionalism and discretion with sensitive financial information

Nice To Haves

• Affordable housing or community development lending
• CDFI or mission-driven lending experience
• Bachelor’s degree in real estate, finance, business, or related field
• Familiarity with loan servicing software (e.g., DownHome)

Responsibilities

• Guide borrowers through intake, applications, and discovery calls
• Analyze borrower and project financials, including budgets and proformas
• Assess project feasibility and alignment with community lending products
• Prepare credit memos with loan recommendations
• Maintain loan files and track pipeline activity
• Support loan servicing, including draw requests and portfolio monitoring
• Partner with internal teams and external stakeholders to facilitate closings

Benefits

• Comprehensive medical, dental, and vision insurance (including pediatric dental)
• FSA/HSA options
• Employer-provided life and AD&D insurance
• 401(k) match
• Paid vacation
• Personal leave
• Holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level