Indirect Loan Officer

GREAT BASIN FEDERAL CREDIT UNION • Reno, NV

7d • $21

About The Position

The Indirect Loan Officer creates a remarkable experience consistent with our brand personality, core values, service promises, mission, and vision with all internal and external relationships. Responsible for reviewing, processing, and funding indirect loan packages received from approved dealerships. Ensures funding packages are complete, accurate, and compliant with credit union policies, procedures, and regulatory requirements. Works closely with dealership personnel to resolve funding conditions, prevent fraud, and ensure timely funding to maintain strong dealer relationships. Conducts post-funding outreach to applicants to introduce the credit union and build relationships. Communicate professionally and with compassion with all parties, including dealers, members, and internal staff.

Requirements

• High School diploma or GED equivalent
• Previous lending or funding experience preferred
• Must be eligible for and be registered on the Nationwide Mortgage Licensing System as a Mortgage Loan Originator as part of the SAFE Act
• Must be eligible for and willing to be a Notary Public
• Must pass the Consumer Loan Policy test with a score of at least 95% within 90 days
• Must pass the Mortgage Loan Policy test with a score of at least 95% within 6 months
• An energetic, forward-thinking, and professional individual with high ethical standards and a business-like manner and appearance
• Acquires and maintains a complete and thorough knowledge and understanding of all Credit Union products, services, and rates.
• Utilizes product knowledge, proven sales techniques, and other documents and direction to coach and foster the cross selling of all Credit Union products and services
• Maintains a high level of knowledge of credit union internal controls, compliance, laws, regulations, policies, and procedures related to indirect funding
• Ensures confidentiality in all areas and maintains the financial integrity of the credit union
• Ability to communicate professionally, courteously, and tactfully with management, staff, dealers, and members
• Participates in necessary credit union meetings, training sessions, and community events as needed
• Demonstrates a significant level of trust and diplomacy to be an effective subject matter expert in the position.
• Ability to interpret policies, procedures, regulations, and laws as they pertain to indirect lending and funding
• Ability to solve problems using available resources and sound judgment
• Detail-oriented with the ability to coordinate multiple funding packages simultaneously while meeting deadlines
• Self-starter who works well independently and as part of a team
• Proficient in Microsoft Office and credit union loan origination systems
• Ability to apply common sense understanding to carry out written or oral instructions
• Knowledge of dealership sales processes and their integration with credit union indirect funding operations

Nice To Haves

• Previous lending or funding experience preferred

Responsibilities

• Reviewing, processing, and funding indirect loan packages received from approved dealerships
• Ensuring funding packages are complete, accurate, and compliant with credit union policies, procedures, and regulatory requirements
• Working closely with dealership personnel to resolve funding conditions, prevent fraud, and ensure timely funding to maintain strong dealer relationships
• Conducting post-funding outreach to applicants to introduce the credit union and build relationships
• Communicate professionally and with compassion with all parties, including dealers, members, and internal staff

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED