HR Benefits & Insurance Specialist

Do it BestFort Wayne, IN
5dOnsite

About The Position

As an HR Benefits & Insurance Specialist, you will play a key role in managing and administering benefits programs while ensuring compliance with federal, state, and local employment regulations. This position requires independent judgment, discretion, and decision-making in applying and upholding benefits policies and optimizing HR processes. You will serve as a strategic partner in benefits administration (predominantly wellness), employee education, and leave management (FMLA, etc.). The ideal candidate is highly organized, proactive, and detail-oriented, with a strong ability to analyze regulations, develop process improvements, and guide employees through complex benefits issues.

Requirements

  • Bachelor’s degree in Human Resources, Business Administration, or a related field preferred.
  • 3+ years of experience in benefits administration, leave management, or HR compliance.
  • Strong understanding of application of employment laws and regulations (FMLA, ADA, ACA, COBRA, ERISA).
  • Experience with HRIS and benefits administration platforms (UKG, ADP, Workday, etc.).
  • Excellent analytical and problem-solving skills, with the ability to interpret policies and make independent decisions.
  • Strong communication and interpersonal skills to effectively educate employees and work with stakeholders at all levels.
  • Ability to handle sensitive and confidential information with discretion.

Nice To Haves

  • Experience in process improvement and HR technology optimization is a plus.

Responsibilities

  • Benefits Administration & Strategy Oversee the administration of employee benefits programs, including health, dental, vision, FSA, HSA, disability, and wellness initiatives.
  • Analyze benefits utilization and trends to provide recommendations on program enhancements, cost-containment strategies, and employee engagement.
  • Serve as the primary contact for wellness benefits vendors (TPA for healthcare care offerings, third party insurance carriers for life/long-term disability benefits, custodian of HSA accounts, etc.).
  • Partner with the HR Leadership team through negotiating plan offerings, coordinating renewals, and ensuring competitive benefits programs.
  • Partner with HR leadership to develop and update benefits policies and ensure compliance with regulatory requirements (e.g., ACA, COBRA, ERISA).
  • Monitor and track expenses/costs associated with wellness benefits, including health and Rx programs.
  • FMLA, Disability, and Leave Management Manage the end-to-end FMLA and disability leave process, including reviewing employee eligibility, approving/denying claims, and tracking leaves in compliance with applicable laws.
  • This process includes communicating with medical professionals as necessary and team members to ensure applicable materials are timely administered, reviewed and acted upon.
  • Provide guidance and education to employees and managers on leave policies, ensuring adherence to federal, state, and company guidelines.
  • Serve as the point of contact for complex leave cases, working with third-party administrators, legal counsel, and HR leadership as needed.
  • Ensure all documentation, tracking, and reporting are maintained in compliance with company policies and regulatory requirements.
  • Regulatory Compliance & Policy Application Monitor and apply changes in employment laws related to wellness benefits, leave management, and payroll, ensuring company policies remain compliant.
  • Conduct internal audits on benefits administration, leave tracking, and payroll deductions to identify potential compliance risks.
  • Partner with HR leadership and HR generalists to develop, refine, and enforce policies that align with best practices and legal requirements.
  • Lead employee education initiatives to ensure team members fully understand their benefits and leave options.
  • Employee Engagement & Communication Develop and implement employee education programs on benefits enrollment, wellness programs, and retirement planning in partnership with Payroll & Benefits Supervisor.
  • Act as a trusted resource for employees, providing guidance on benefits-related inquiries, claims issues, and eligibility concerns.
  • Collaborate with internal stakeholders to ensure clear, transparent, and proactive communication regarding benefit programs and regulatory changes.
  • Lead the coordination of annual open enrollment, including benefits presentations, vendor coordination, and system updates.
  • Process Improvement & HR Technology Optimization Identify opportunities for efficiency improvements in benefits administration, compliance tracking, and HRIS processes.
  • Work with HR and IT teams to optimize HR technology, ensuring benefits administration systems are streamlined and user-friendly.
  • Develop standard operating procedures (SOPs) and training materials to enhance consistency in benefits and compliance practices.
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