Housing Property Preservation Specialist-Part Time

State of Montana•Helena, MT

1d•Hybrid

About The Position

Montana Housing strengthens our vibrant communities by supporting access to safe, affordable and sustainable homes for Montanans whose housing needs are not met by the market. Montana Housing assists with buying a home, down payment assistance, mortgage servicing, Reverse Annuity Mortgages, rental housing assistance and multifamily rental development. This position is responsible for administering the mortgage loan servicing loss mitigation program and maintaining compliance with investor policies and industry regulation. Attention to detail and proficient data entry skills are required. The position manages loss mitigation activities and property preservation. The Risk Mitigation Specialist provides regular ongoing financial accounting activities and successfully navigates customer service activities including incenting payment and ensuring stability of the loan portfolio. The Risk Mitigation Specialist successfully navigates difficult customer service activities with a high degree of integrity and professionalism. The primary function of this position is to preserve the assets of the Board while creatively identifying and executing solutions for borrowers within the industry regulations and authority.

Requirements

Associate degree in finance, accounting, business, or closely related field; or,
Two years closely related field; or
Two years combinations of education and job-related experience will be considered on a case-by-case basis.
Knowledge of: Protect and preserve all abandoned property
Transfer property
Pay taxes
Clean out
Lawn care and snow removal
Winterization
Property maintenance repairs
Securing properties
Manage property timely to be in conveyance condition to the insurers after foreclosure
Order Appraisals for RD VA foreclosures
Assist borrowers with Successor in Interest, whether there is a death or divorce involving the borrower
Oversight on occupancy status
Manage Privacy Authorizations
Return Mail Process
SCRA – Servicemembers Civil Relief Act process
25 day calls
CoreLogic removals
REOs with HO
Ordering death certificates
P260 documents ( tracking expenses for reimbursement on eventual claim with HUD after foreclosure )
Ability to: Order inspections monthly by area
Inspection letters to borrowers
F2F (Face to Face) outreach letters after 45 days past due

Nice To Haves

Experience in collections and loans!

Responsibilities

Administering the mortgage loan servicing loss mitigation program
Maintaining compliance with investor policies and industry regulation
Managing loss mitigation activities and property preservation
Providing regular ongoing financial accounting activities
Successfully navigating customer service activities including incenting payment and ensuring stability of the loan portfolio
Preserving the assets of the Board while creatively identifying and executing solutions for borrowers within the industry regulations and authority