Global Credit Manager, Google Cloud

Google • Chicago, IL

15h • $125,000 - $183,000

About The Position

The Cash and Accounts Receivable Management (CARMA) team manages Google's order to cash processes globally across all product areas, including Ads, Cloud, and Hardware. The team powers Google's growth agenda by creating innovative ways to manage the set of billing and payment transactions, making processes more efficient and scalable, minimizing operational risk, integrating Google acquisitions and new products, connecting with new payments, invoicing partners, and more. Within CARMA, the Global Credit team is responsible for managing Google’s global credit risk exposure across all product areas such as Ads, Hardware, and Cloud. This involves evaluating a customer's ability and capacity to pay for goods and services purchased, minimizing losses due to defaults, while also supporting Google’s business growth in a responsible manner. As a Global Credit Manager, you will act as a key advisor contributing to and influencing the design of agreements to ensure the terms are risk-appropriate. You will contribute to this analysis in the context of structure and credit risk, with a lens on the business growth recognition impacts under ASC606 accounting rules. You will collaborate with Sales and other Finance stakeholders to make the best decisions for Google, balancing risk and reward. The name Google came from "googol," a mathematical term for the number 1 followed by 100 zeros. And nobody at Google loves big numbers like the Finance team when providing in depth analysis on all manner of strategic decisions across Google products. From developing forward-thinking analysis to generating management reports to scaling our automated financial processes, the Finance organization is an important partner and advisor to the business. The US base salary range for this full-time position is $125,000-$183,000 + bonus + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, or benefits. Learn more about benefits at Google [https://careers.google.com/benefits/].

Requirements

• Bachelor's degree in Business, Finance, Engineering, or Operations, or equivalent practical experience.
• 7 years of experience in management consulting, or an operations-related function; or 5 years with an advanced degree in business, accounting, or finance.
• Experience in credit risk management in a public accounting or multi-national company setting.

Nice To Haves

• MBA.
• Lean Six Sigma (LSS) Green Belt, Project Management Professional (PMP) or similar certifications.
• Experience leading process improvement projects and influencing and managing stakeholder relationships.
• Excellent data analysis skills, with experience applying statistical methods, SQL, and dashboard designs.
• Excellent project management skills, with the ability to manage multiple tasks in a dynamic environment.

Responsibilities

• Risk assessment of agreement pipeline to ensure risk and reward are balanced and understood, as well as contributing to discussions around business growth recognition risks.
• Ensure the risks to Google are managed or mitigated.
• Perform detailed financial analysis, including the build-out of financial models which can be used at scale, to assess credit worthiness and identify risks.
• Serve as the primary credit expert on agreement-making, influencing agreements structure based on knowledge of cloud-specific terminology (e.g., CUDs, RIs), technology (e.g., workload portability), and key market trends (e.g., multi-cloud, AI/ML).
• Partner with stakeholders such as Collections, Sales, Engineering, and other Finance organizations to deliver credit processes and implement enhanced policies, processes, and systems for managing Google’s credit risk globally.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager