Fractional Compliance Officer

PactFi

About The Position

We are a rapidly growing capital markets fintech company seeking a Fractional Compliance Officer to help scale our compliance and risk management program as the company grows. The company currently maintains SOC 2 and ISO 27001 compliance and is expanding its product footprint, enterprise customer base, and regulatory exposure. This role will help mature our compliance infrastructure to support enterprise partnerships, regulatory readiness, and future fundraising. This position is part-time / fractional and intended for a senior compliance professional who can provide strategic leadership while also implementing practical compliance frameworks appropriate for a startup environment. Engagement: 10–30 hours per week Reporting to: CEO / General Counsel / COO (depending on company structure)

Requirements

10+ years of experience in financial services, fintech compliance, or regulatory risk
Experience working with capital markets or securities-related businesses
Experience implementing compliance programs at high-growth companies

Nice To Haves

Broker-dealers
Trading platforms
Capital markets fintech companies
Regulatory advisory practices
Financial services compliance leadership roles

Responsibilities

Assess regulatory obligations relevant to the company’s products and services
Maintain and oversee compliance with applicable financial regulatory frameworks including SEC regulations, FINRA rules, broker-dealer or ATS considerations, investment advisor regulations, AML/KYC requirements, and state-level financial regulations where applicable
Monitor regulatory developments and advise leadership on potential impact
Support licensing or regulatory registration initiatives if required
Design and implement a scalable compliance framework suitable for a growth-stage fintech
Develop and maintain company compliance policies and procedures
Implement compliance monitoring and internal reporting mechanisms
Establish governance structures such as a compliance committee
Oversee internal compliance documentation and controls
Oversee the maintenance of SOC 2 and ISO 27001 compliance
Align security and privacy controls with regulatory expectations
Coordinate with engineering and security teams on compliance-related controls
Oversee vendor risk management processes
Support privacy compliance obligations such as GDPR or CCPA where applicable
Support enterprise customer due diligence and compliance questionnaires
Assist with vendor risk assessments requested by partners
Participate in customer compliance reviews and security audits
Provide input into compliance representations in commercial agreements
Establish and maintain a company-wide risk management framework
Develop and maintain a risk register
Implement risk scoring and mitigation tracking
Oversee incident management and escalation procedures
Monitor third-party and operational risk exposure
Maintain security awareness programs
Develop internal reporting procedures for compliance incidents
Promote a culture of accountability and compliance awareness