Financial Analyst II - Credit

BreakthroughFuel•Appleton, WI

9d•Hybrid

About The Position

The Financial Analyst II – Credit is responsible for conducting advanced credit analysis. The work requires using good judgement, decision making, and financial statement comparison and evaluation with little supervision. This role collaborates with our sales team and external customers to find and reduce risk and ensure suitable credit limits are set to support sales and strategy while avoiding loss. This position will be located at our Corporate Office in Appleton, WI with in-office expectations four days/week (Monday - Thursday) with Fridays as an optional in-office or work from home day, depending on business need.

Requirements

Bachelor’s degree in Finance, Accounting, or a related field.
2-4 years of experience in financial planning and analysis or a related field.
Strong analytical and problem-solving skills.
Proficiency in Microsoft Excel and other financial software.
Good organizational and time management skills.
Ability to work independently and as part of a team.
Strong attention to detail and accuracy.
Effective communication and presentation skills.

Responsibilities

Perform assignments of moderate complexity, including financial analysis, reporting, and data management.
Conduct detailed financial analysis to support strategic decision-making.
Oversee specific aspects of projects, ensuring timely and accurate completion.
Ensure compliance with company policies, accounting standards, and regulatory requirements.
Gather, investigate and evaluate the credit background of incoming applicants, acquisition accounts and existing customers, using multiple data sources and, where applicable, analyzing financial statements
Determine appropriate terms of payment and any required collateral to support the recommended credit limit
Develop comprehensive written recommendations, where required, for assigned customer credit limits
Timely communicate credit limits and security requirements to appropriate sales, marketing and management associates
Where needed, professionally interact with applicants and customers to obtain and/or review credit and financial information required as part of the credit due diligence process
Timely prepare and disseminate credit activity reports to sales, marketing and management associates and advise them on any potential recommended actions
Ensure work appropriately adheres to internal controls and credit policy. Escalate exceptions proactively to leadership.
Live our values of High Performance, Caring Relationships, Strategic Foresight, and Entrepreneurial Spirit
Find A Better Way by championing continuous improvement and quality control efforts to identify opportunities to innovate and improve efficiency, accuracy, and standardization
Continuously learn and develop self professionally
Support corporate efforts for safety, government compliance, and all other company policies & procedures
Perform other related duties as required and assigned