CREDIT ANALYST II

SIGNATURE BANK OF ARKANSAS•Bentonville, AR

8d•Onsite

About The Position

At Signature Bank of Arkansas, we are committed to delivering memorable service beyond the customer’s expectation, to include both external and internal customers. We consistently demonstrate our values through teamwork, open communication, integrity, honesty and respect for others. Additionally, we will maintain a professional appearance through dress, conduct and an orderly work area. A successful Team Member will possess these qualities and be enthusiastic, professional and of high ethics. They will embrace our Mission, Vision and Values and actively contribute to our success. The Credit Analyst II is responsible for developing and analyzing all required financial information and preparing analytical analysis documents and supporting materials. The Credit Analyst II should be proficient in interpretation of the financial activities of a credit relationship, including areas of concern.

Requirements

Minimum of 1 year of previous credit analyst work experience is required.
Ability to effectively communicate courteously and professionally in English (both written and oral) before groups of customers, team members, and management of the Bank.
Strong listening, organizational and interpersonal skills with the ability to effectively relate to all levels of the Bank staff.
Must possess strong problem solving and computer skills and the ability to learn/excel in the usage of all software applications utilized by Signature Bank of Arkansas.
Proficiency in MS Excel is essential.
Ability to effectively present information and respond to questions from team members, manager, customers, and the general public.
Sound reasoning and judgment skills.
Must be self-motivated, possess a strong work ethic, and work with a sense of urgency.
Must be able to work in a fast-paced environment with efficiency and accuracy.

Responsibilities

Exhibit a sense of urgency to provide the finest of customer service at all times and in all forms of verbal and written communications.
Ability to provide financial analysis for complex credit relationships with multiple individuals and/or entities with layered ownership structures.
Perform job function with attention to detail, a focus on accuracy, and a sense of urgency with minimal supervision.
Proficient in key financial ratios, including calculation, definition, and interpretation.
Demonstrate proficiency with Excel, including but not limited to, writing formulas and specialized formatting.
Exhibit proficiency with the financial spreading function in the Hawthorn River workflow software.
Ability to prioritize job duties to meet lender expectations and adhere to required deadlines.
Build working relationships with the lending staff, providing interaction and assistance concerning credit analysis or other needs.
Remain informed of the Bank’s lending policy and industry’s regulatory requirements.
Attend County and Executive Loan Committee meetings.
Demonstrate ability to communicate financial highlights for credit relationships, both oral and written to lenders and management.
Prepare annual reviews of credit relationships for the largest borrowers of the bank.
Be actively engaged in continued education, including but not limited to, reading industry articles and maintaining working knowledge of local, regional, and national economy.
Perform all other tasks requested as they relate to the Bank and its functions.
All Team Members are accountable for compliance with all laws, regulations and adherence to established internal controls and procedures when performing their job duties.
Each Team Member is expected to be familiar with the legal and regulatory requirements and internal controls affecting his or her job responsibilities.
It is the affirmative duty of each Team Member to carry out these responsibilities at all times in a manner that complies with all applicable legal and regulatory requirements and internal controls.
All Team Members shall be responsible for communicating upward, problems in operations, noncompliance with the code of conduct, or other policy violations or illegal actions.
Team Members must participate in required training on pertinent compliance laws and regulations as required by Signature Bank of Arkansas.
All Team Members will be committed to maintaining a high level of compliance with the Bank Secrecy Act and Anti Money Laundering, USA PATRIOT Act and Financial Recordkeeping regulations recognizing that all three acts are important tools in federal efforts to combat organized crime, terrorism and