Financial Analyst I

CAMPBELL OIL CO INC

About The Position

The Financial Analyst is a member of the Financial Services team at Campbell Oil Company responsible for evaluating customer creditworthiness, underwriting credit terms, monitoring account performance, and driving timely collections. This full-time position safeguards the company’s accounts receivable (“AR”) by reducing financial risk, ensuring accurate billing and payment compliance, and maintaining strong professional relationships with customers and internal sales teams. The ideal candidate will be a self-starter with a continuous improvement mindset exercising strong communication and analytical skills while seamlessly toggling between multiple priorities and financial procedures to ensure all deadlines are met in a timely matter.

Requirements

Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
2+ years of experience in accounts receivable, credit analysis, or commercial underwriting preferred.
Strong analytical and problem-solving skills, with the ability to interpret financial statements and credit data.
Excellent communication and negotiation abilities.
Proficiency in ERP/AR systems and Microsoft Office Suite (Excel required).
Knowledge of credit risk standards and collections practices.
Attention to Detail
Financial Analysis
Customer Service Orientation
Deadline & Results Driven
Professional Judgment and Decision-Making

Responsibilities

Review and analyze new and existing customer credit applications, financial statements, credit reports, and trade references.
Assess creditworthiness and establish appropriate credit limits and terms according to company policies.
Monitor ongoing credit risk and proactively adjust credit limits based on customer performance, industry trends, and exposure.
Maintain organized records of credit decisions and ensure compliance with internal approval guidelines.
Manage assigned portfolio of accounts to ensure timely payments and reduce past due balances.
Communicate with customers regarding outstanding invoices, payment discrepancies, and account issues.
Resolve billing disputes in coordination with internal teams (sales, billing, logistics, etc.).
Escalate high-risk accounts and recommend actions such as holds, payment plans, or legal review when appropriate.
Track and report AR metrics, aging performance, and collections progress.
Partner with sales teams to balance credit risk with business growth opportunities.
Provide exceptional service to internal and external customers while maintaining firm follow-through on payment requirements.
Support process improvements that drive AR efficiency and enhance credit risk management practices.