Financial Advisor - Voorhees, NJ

TD Bank•Voorhees, NJ

15h•Onsite

About The Position

The Financial Advisor (FA) role is a three-year program with a forgivable draw, designed for financial advisors or planners who will provide financial planning guidance and sell investment management solutions. FAs will leverage their experience to service the unique and complex needs of TD Wealth clients by reviewing financial goals and making investment recommendations aligned to their client's objectives. The role serves as the central point of contact, responsible for providing client service and developing relationships to achieve greater share of wallet by helping clients achieve their goals related to asset accumulation, preservation, growth, and protection. TD is a leading global financial institution and the fifth largest bank in North America, committed to making every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses worldwide. With more than 95,000 colleagues, TD fosters deeper relationships, ensures disciplined execution, and builds a simpler, faster banking experience, emphasizing a client-facing approach across all roles.

Requirements

Bachelor's degree strongly preferred
2+ years of providing advice, planning and investment sales
SIE, Series 7, Series 63 required
Required to have L&H and Series 66 (or equivalent) or the ability to obtain all within the Licensing and Registration Schedule
Self-directed, with strong ability to plan own activities to achieve sales and referral goals
Advanced understanding of wealth products and services
Strong verbal and written communication skills
Strong organizational and time management skills
Ability to travel within assigned market to meet prospects, clients and partners five days a week
Ability to commute within assigned territory
Strong understanding of wealth management business development techniques
Strong understanding and experience interacting with retail and small business banking clients
Consultative sales experience required
Demonstrated ability to establish relationships and partner effectively with other departments
Proven ability to achieve sales goals
Must be eligible for employment under standards established by FINRA
Satisfactory results on a criminal background check, credit report check, civil litigation search, and regulatory agency or self-regulatory organization enforcement action search, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority or self-regulatory organization, are required by federal law for this position

Responsibilities

Provide financial planning guidance & sell investment management solutions
Leverage experience to service the unique and complex needs of TD Wealth clients
Review financial goals and make investment recommendations aligned to client's goals
Serve as the central point of contact, responsible for providing client service & developing the relationship to achieve greater share of wallet
Help clients achieve their goals related to asset accumulation, preservation, growth, and protection
Ensure all NEW clients receive the complete on-boarding experience, including thorough client discovery, financial needs analysis, introduction to the centralized client servicing team, and completion of all requisite client documents
Partner and promote lead generation
Manage goals and prioritize tasks in a fast-paced environment
Ensure all new & existing clients are provided with a planning experience
Effectively implement a process to ensure every client receives an Annual Client Review (ACR) meeting with an enhanced agenda focused on the client’s overall wealth needs, as well as pro-active contacts
Serve as the primary point of contact for TD Wealth client relationships
Manage all aspects of the client’s relationships with TD Bank and refer to Retail and Wealth partners & affiliates as needed
Implement and execute a differentiated service model/experience for TD Wealth clients
Meet quarterly and annual sales goals
Deepen wallet share by anticipating client needs and suggesting the most appropriate Wealth solutions
Maximize profitability, while ensuring the client receives an exceptional client experience
Identify opportunities within your portfolio and network to refer business to Retail and Small Business/Commercial Partners
Execute in a thorough manner that is compliant with regulations, policies and procedures
Adhere to all federal, state, SRO regulations and Firm policies related to all business activities
Ensure all Continuing Education requirements are attained
Understand and adhere to TD Bank & TD Wealth Policies and Procedures
Implement TD’s Customer Identification Program (CIP) by collecting and verifying required customer identification information, and performing other Customer Due Diligence and Enhanced Due Diligence Requirements
Uncover client's assets and transition higher threshold clients to appropriate HNW Wealth partners as needed
Foster and contribute to a positive and constructive work environment with a focus on supporting the overall Wealth team
Provide coaching, Wealth referral training & on-going feedback to Retail and Small Business staff
Contribute individually, as a team member and as a mentor to new FAs, to ensure strong performance, collaboration and enthusiasm
Represent TD Wealth to the general public in a professional manner
Be involved in the community and support TDBG charity and community initiatives
Understand and support the Bank's Customer Service Strategy
Consider the impact of decisions on the well-being of TD, its Customers and stakeholders
Provide the highest level of Customer service when dealing with internal partners, vendors or our Customers
Model quality service delivery at every interaction
Lead and contribute to the ongoing improvement of the partner / Customer experience
Be engaged in advancing and sustaining a unique, inclusive culture that reflects TD's diversity agenda, and create an extraordinary employee experience
Participate fully as a member of the team and contribute to a positive work environment
May provide leadership, training, and guidance to other team members
Ensure ongoing communication with the team on the status / progress of projects and issues / points of interest
Actively share information and knowledge, and proactively learn from the expertise of other

Benefits

Fair and equitable compensation opportunities
Growth opportunities and skill development
Base salary
Variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Regular development conversations
Training programs
Competitive benefits plan
Access to an online learning platform
Variety of mentoring programs
Training and onboarding sessions