Enterprise Risk Specialist

Community Choice Credit Union•Warren, MI

About The Position

At Community Choice Credit Union, we believe managing risk is about more than compliance—it’s about protecting our members, supporting our teams, and strengthening our future. As an Enterprise Risk Specialist, you’ll play a critical role in safeguarding the credit union’s operations by overseeing vendor risk, contract management, and business continuity planning. You’ll collaborate closely with leaders across the organization and help ensure we remain resilient, compliant, and prepared for what’s ahead. If you enjoy building structure, strengthening controls, and partnering across departments to solve complex problems, this role offers meaningful impact and growth. The Enterprise Risk Specialist supports the credit union’s enterprise-wide risk management program by identifying, monitoring, and mitigating risks across all business units. This role has primary responsibility for Vendor Management, Contract Management, and the Business Continuity Plan (BCP). Working closely with the Risk Manager, internal stakeholders, and external partners, this position helps maintain strong operational controls, supports regulatory compliance efforts, and drives continuous improvement. This role is an individual contributor that partners regularly with leaders, team members, and vendors across the organization.

Requirements

3–5 years of related experience within a financial institution or regulated environment
Experience with vendor management, contract processes, and business continuity planning
Strong understanding of regulatory requirements and risk management frameworks
Excellent organizational, analytical, and communication skills
Ability to manage multiple priorities and collaborate effectively across departments
Strong attention to detail with the ability to draft, review, and revise documents and agreements
Ability to work effectively with team members at all levels of the organization

Nice To Haves

Sound judgment and problem-solving skills
Comfort navigating complex policies, procedures, and regulatory requirements
Strong written and verbal communication skills
Ability to remain organized, focused, and effective in a fast-paced environment

Responsibilities

Oversee the full vendor lifecycle, including due diligence, onboarding, risk assessments, performance monitoring, and ongoing reviews
Maintain a centralized vendor management system ensuring accurate, current, and compliant documentation
Serve as Chair of the Vendor Oversight Committee, leading monthly meetings and presenting vendor risk assessments
Evaluate vendor risk levels and ensure appropriate controls, monitoring, and reporting are in place
Partner with business units to ensure vendors meet contractual and service-level expectations
Manage contracts throughout their lifecycle, including renewals, amendments, and terminations
Maintain a centralized contract repository and ensure timely stakeholder reviews
Track expiration dates, renewal timelines, and key deliverables to support proactive planning
Communicate upcoming renewals to stakeholders to support negotiation and decision-making
Collaborate with internal partners and legal counsel to identify and mitigate contract-related risks
Review contracts not requiring legal opinion for accuracy, compliance, and alignment with organizational standards
Serve as the primary point of contact for contract inquiries and document retrieval
Conduct risk and business impact assessments to identify critical functions and recovery priorities
Facilitate annual BCP exercises with business units to ensure preparedness and regulatory compliance
Track, document, and report BCP testing results and improvement initiatives to senior leadership
Coordinate response efforts during business interruptions and support recovery activities
Assist with preparing the annual Business Continuity report for the Board of Directors
Maintain and update the Business Continuity Plan annually
Support audits, regulatory exams, and internal compliance reviews
Participate in cross-functional projects as a risk and compliance subject matter expert
Assist leadership with mediation and resolution of disputes and complaints
Ensure compliance with applicable State and Federal regulations, including BSA/AML and OFAC
Maintain strict confidentiality of all credit union information