Director of Compliance

Deephaven Mortgage • Charlotte, NC

4d

About The Position

The Director Compliance is responsible for overseeing and managing the organization’s compliance with relevant laws, regulations, and industry standards. This role plays a crucial part in ensuring that the company operates within legal and ethical boundaries, reducing risks, and upholding its reputation.

Requirements

• Bachelor’s degree in a relevant field (e.g., Business Law, Compliance), JD preferred
• Comprehensive knowledge of relevant laws and industry related regulations
• Strong analytical and problem-solving skills
• Exceptional communication and interpersonal skills
• Ability to build and maintain strong working relationships with regulators

Nice To Haves

• Experience with loan origination and compliance monitoring tools (e.g., Encompass, Mavent)
• Legal background or juris doctor (J.D.) degree

Responsibilities

• Maintain knowledge of applicable local, state, and federal laws and regulations as well as industry best practices to provide subject matter expertise and identify emerging risks
• Serve as compliance representative on Change Committee
• Oversee the Company’s Compliance Management Program to ensure that it is reasonably designed to prevent and detect compliance issues
• Develop, maintain and enforce compliance policies and procedures
• Respond to consumer complaints submitted through regulators; track, analyze, and report on consumer complaints
• Manage the Compliance Training Program
• Manage the regulatory change management process, which includes the identification, evaluation, and implementation of new or amended rules/regulations
• Oversee the management of Company, Individual, and Branch Licensing (NMLS) including any required Surety Bonds
• Manage compliance related escalations
• Manage state/regulatory examinations or inquiries
• Oversee the preparation and submission of regulatory reports and filings to ensure timeliness and alignment with compliance requirements including state annual reports, HMDA LAR, MCR, NV MAR, NCCOB
• Investigate loan level compliance violations/concerns reported through internal channels or due diligence and develop and implement corrective action plans and resolutions
• Provide the line of business with assistance in assessing, responding, and remediating Internal Audit observations/findings related to compliance requirements
• Research and opine on compliance considerations and risks related to the implementation of new products or services

Benefits

• Flexible Time to Recharge – Personalized Time Off for What Matters (because rest isn't one-size fits all)
• Future Finance Focused – Generous employer-matched 401(k) plan
• Community Connect – Philanthropy Committee that creates charitable initiatives
• Health from Day One – Comprehensive health insurance starting on day one of employment
• Family Matters – Competitive maternity and paternity leave
• Culture & Celebrations – Culture Committee with team-building events and celebrations
• Ideas Welcome – Encouraging thought leadership and innovation
• Guidance & Growth – Mentorship opportunities for career development
• Perk Up – Exclusive discounts on travel, tech, pets, legal, and more

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Number of Employees: 101-250 employees