Director, Credit Risk Administration

First Western•Denver, CO

2h•$134,000 - $228,000

About The Position

First Western is seeking a Director, Credit Risk Administration to join our team! Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Director, Credit Risk Administration at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Credit Administration team to deliver comprehensive solutions that exceed client expectations. If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.

Requirements

Credit risk management principles
Regulatory frameworks (BASEL III, ICFR)
Loan review and underwriting standards
Portfolio stress testing and analytics
Consumer and small business credit scoring
Data analysis and interpretation
Risk modeling and forecasting
Audit preparation and compliance management
Leadership and team development
Strategic problem-solving and decision-making
Identify emerging credit risks
Communicate complex risk insights clearly
Collaborate across lending and credit teams
Develop early warning systems
Drive process improvement and compliance

Responsibilities

Credit Risk Assessment and Measurement - Oversee risk models, credit scoring systems, and portfolio stress testing to ensure accurate risk evaluation and regulatory compliance.
Regulatory Compliance and Audit Preparation - Maintain adherence to BASEL III, ICFR, and Reg B standards, and lead preparation for external audits and examinations.
Risk Analytics and Monitoring - Track key risk indicators, covenant compliance, and portfolio performance, providing actionable insights and recommendations.
DRR Implementation and Early Warning Systems - Refresh credit scores, monitor portfolio migration, and develop early warning processes to identify emerging risks.
Loan Review Oversight - Direct the loan review process, including One-Up approvals and post-close memo reviews, to maintain credit quality.
Problem Loan Management - Lead discussions and strategies for problem loans prior to workout, including migration analysis and forecasting.
Risk Training and Team Leadership - Develop training programs to strengthen risk assessment and compliance, while managing and coaching a small team.