Digital Payments Analyst

Switchfly • Denver, CO

1d • $80,000 - $85,000 • Hybrid

About The Position

We’re seeking a hands-on Financial Analyst with experience in travel-industry payment processing, specializing in settlement operations, Virtual Credit Cards (VCCs), and multi-currency transactions (USD/EUR). This role supports accurate settlement, reconciliation, and cash flow across North America and Europe.

Requirements

• 3–5 years experience in payments, settlement operations, or financial analysis within the travel industry
• Hands-on experience with: ARC settlement
• Virtual Credit Card (VCC) programs
• Merchant card processing
• Multi-currency reconciliation (USD/EUR)
• Strong Excel skills; SQL or BI tools a plus

Nice To Haves

• Experience in OTA, travel tech, TMC, or airline environments
• Exposure to treasury, credit facilities, or FX management
• Familiarity with PCI, PSD2, or travel payment regulations

Responsibilities

• Monitor and reconcile merchant card and VCC settlements across USD and EUR
• Manage ARC airline billing and settlement, including refunds and debit memos
• Track supplier payments, settlement timing, and funding discrepancies
• Support working capital and credit facility monitoring
• Analyze FX impacts, chargebacks, cancellations, and refunds
• Produce settlement and reconciliation reports; investigate variances
• Partner with banks, processors, VCC providers, and internal teams to resolve issues

Benefits

• Switchfly offers a competitive base pay, 401k with match, a full suite of health benefits with an average of 87% of premiums covered by Switchfly!
• We offer a flexible work environment and work-life balance with unlimited paid time off.
• At Switchfly closes down the office Christmas Eve to New Years to make sure employees spend time with family and friends or doing what they love most!
• For those local to Denver, we also reimburse parking, provide catered lunches on Tuesdays.
• Premium coverage will vary depending on chosen plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed