Ant International-Deputy BSA/AML Officer-US FCC

Ant Group•Sunnyvale, CA

35d

About The Position

The Deputy BSA-AML Officer for AUS Merchant Services supports the BSA Officer in executing the U.S. Bank Secrecy Act, USA PATRIOT Act, and Anti-Money Laundering/Counter-Terrorist Financing (AML/CTF) requirements. The role is responsible for managing and conducting complex investigations, overseeing the escalation and resolution of potential suspicious activity, reviewing and/or drafting Suspicious Activity Reports (SARs), performing partner risk assessments, and conducting due diligence on foreign agent/counterparties. The Deputy BSA-AML Officer also contributes to the continuous enhancement of the BSA-AML program, helping to strengthen improve effectiveness, and adapt to emerging risks. This role is well-suited for a seasoned professional with strong investigative and analytical skills, who brings sound judgement and the ability to challenge assumptions and think critically in a highly regulated, multinational financial environment.

Requirements

>15 years in financial crime, BSA/AML compliance.
Ability to translate complex regulatory requirements into actionable enterprise policies while defending U.S. interests in a multinational matrix.
Demonstrated ability to assess risk related to third-party or partner relationships.
Experience drafting or reviewing SARs and conducting high-quality investigations.
Ability to work independently and exercise sound judgment under pressure.
Independent thinker with integrity, resilience, and strong judgement.
Exceptional written/oral communication and writing skills.

Responsibilities

Conduct and oversee investigations into potentially suspicious activity, including escalated or referred cases from monitoring systems, frontline teams, or other departments.
Own the timely and accurate filing of SARs, and other reports required by U.S. AML laws, and assist with law enforcement information requests.
Review and/or draft high-quality SARs in accordance with regulatory requirements and internal procedures.
Perform enhanced due diligence (EDD) on high-risk partners, including onboarding reviews and periodic refreshes.
Conduct foreign agent/counterparty due diligence to evaluate BSA/AML exposure and determine the appropriate level of risk mitigation.
Assist in identifying patterns, typologies, or trends in AML that may impact the organization.
Support regulatory examinations, audits, and internal reviews by preparing materials and participating in walkthroughs.
Support remediation and corrective-action plans for any deficiencies, ensuring sustainable compliance improvements.
Ensure robust U.S.-specific training programs for employees, management, and the Board, fostering strong awareness and internal controls.
Advocate for U.S. regulatory interests at the global governance level, maintaining compliance independence and organizational trust.
Ensure the maintenance of all records required by U.S. AML laws, including the BSA, USA PATRIOAT Act, and other related state and federal laws.