Assistant BSA/AML Officer - Program Manager

BayFirst National Bank•St. Petersburg, FL

About The Position

BayFirst National Bank is a full-service community bank dedicated to providing a wide range of high-quality banking services delivered in a personalized, friendly manner. Founded in 1999 and headquartered in St. Petersburg, Florida, we are a true community bank with the goal of becoming a one-stop shop and trusted financial resource for the communities that we serve. Understanding that our employees are our most valuable resource, we are committed to providing career development opportunities, competitive compensation, and generous benefits to our entire workforce. As an organization, we encourage open communication in an environment of mutual respect, where hard work is rewarded, and a professional but informal atmosphere is valued within the workplace. The Assistant BSA /AML Officer - Program Manager supports the SVP BSA/AML Officer in overseeing, administering, and enhancing all aspects of the Bank’s BSA/AML/OFAC Compliance Program. This leadership role provides strategic governance while actively executing BSA/AML program operations, quality control, investigative support, advanced expertise with Verafin, system optimization, advanced governance and program reporting, and leadership training while ensuring sustainable program performance and alignment with regulatory expectations. In addition, this position works closely with the SVP-BSA/AML Officer on internal and external reviews, remediation activities, and model validation. This position may serve as Acting BSA Officer when delegated.

Requirements

Bachelor’s degree preferred or equivalent experience.
Minimum 7–10+ years of progressive BSA/AML and OFAC experience in a financial institution, focused in developing and managing a BSA/AML/OFAC Program
Strong knowledge of BSA/AML, OFAC, FinCEN, OCC/FFIEC expectations.
Minimum 3 years of proven Verafin expertise including alert investigations, case management, SAR/CTR workflows, reporting, dashboards, and governance/tuning support.
Demonstrated experience leading or overseeing complex investigations and SAR decisioning.
Proven ability to develop strong Board and Senior Management reporting.
Direct experience designing and delivering BSA/AML training.
Supervisory or leadership experience is required.
High professional integrity and confidentiality.
Strong judgment and decision-making skills.
Exceptional communication and presentation skills.
Detail-oriented, disciplined, and accountable.
Ability to manage multiple priorities in a regulatory environment.

Responsibilities

Program Oversight & Governance.
Assists the BSA/AML Officer in execution and enhancement of the BSA/AML/OFAC Program.
Provides leadership, coaching, and guidance to BSA staff.
Supports policy governance, procedure development, documentation controls, and program structure.
Supports BSA/AML risk assessments, model governance, system tuning, and validation remediation.
Program Management, Reporting & Operations
Manages daily BSA program execution, workflows, staffing assignments, and productivity tracking.
Leads preparation of strong, data-driven BSA/AML reporting for Senior Management and the Board.
Ensures accuracy, consistency, quality, and integrity of reporting packages and dashboards.
Ensures accurate, timely SAR filings with clear, well supported, and comprehensive narratives and ensures compliant CTR filings and quality of documentation.
Performs and manages alert clearing standards, escalation processes, and documentation quality, including appropriate Quality Control reviews.
Executes and manages ongoing monitoring and enhanced due diligence processes, and validation of program outputs.
Acts on and manages OFAC governance and 314(a)/314(b) processes, including documentation, testing, and Quality Control.
Investigative & Compliance Leadership
Performs and manages complex case investigations and high-risk reviews, while ensuring documentation accuracy and supporting independent including quality controls.
Ensures SAR determinations are supported and documented.
Coordinates with law enforcement and regulators when appropriate.
Maintains structured logs, metrics, and documentation aligned with regulatory expectations.
Training & Program Development
Leads and supports BSA/AML/OFAC training initiatives across the Bank.
Develops and delivers engaging training content for staff and leadership.
Ensures training supports program maturity and competency.
Supports regulatory examinations, internal/external audits, remediation execution, and response documentation.
Identifies risks and supports corrective action initiatives.
Serves as a leadership presence within the BSA Department.