BSA AML Specialist

PB&T Bank • Pueblo, CO

17h • $24 - $26 • Onsite

About The Position

This is an onsite position located in Pueblo, Colorado at our main bank at 301 W. 5th St. PB&T Bank has been fulfilling financial needs and exceeding our customers' expectations since 1889. We are a full-service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has remained independently owned and operated, allowing for a personal banking experience. Our customers know they can count on PB&T Bank for excellent products and exceptional customer service. Our Signature Banking culture is the highest level of customer service each customer receives from us. Signature Banking means we take ownership to resolve the needs of internal and external customers and ensure follow-up, which in turn builds relationships. We put customers at ease knowing we have completed transactions by exceeding their expectations. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work. We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset, and who enjoy the idea of being a representative of the bank in your community. Position Overview This position is responsible for the investigation of fraudulent, illegal or improper activities by employees and/or customers of the organization, and the prevention and recovery of losses caused by such activities. Conducts or coordinates investigations of fraudulent, illegal, or improper activities that could cause losses to or claims against the organization. This position is responsible to support the administration required by the Bank Secrecy Act, including antimoney laundering regulations.

Requirements

• Knowledge Bank Secrecy Act, U.S. Patriot Act, and related regulatory requirements concerning antimoney laundering and Know Your Customer regulations.
• Principles of banking
• Bank compliance
• Retail Service operations
• Proficient in the use of Microsoft Office software: MS Word, Excel, Outlook, etc.
• Skills Ability to communicate effectively, both orally and in writing with customers, co-workers and vendors
• Effective organizational skills
• Ability to build strong working relationships, internal and external to the organization
• Accuracy
• Provide a high level of interpersonal skills with employees, customers and vendors
• Ability Time management and attention to detail
• Prioritizing and meeting critical deadlines
• Ability to read and interpret legal documents, write routine reports and correspondence. Put together pieces of information from a variety of sources to determine if a fraudulent act has been committed
• Reasoning and Problem solving
• Interact in a professional and courteous manner with internal and external customers
• Education/Experience Successful completion of High School Diploma or G.E.D. certificate
• 2- 3 years of banking experience

Responsibilities

• Analyzes and identifies possible money laundering activity reported by bank personnel and indicated by cash transactions according to the provisions of the anti-money laundering legislation
• Investigates fraud incidents connected with customers and merchants or other issues where the company could be exposed to fraud, theft or loss
• Investigates suspicious transactions and files accurate government Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) as required by law
• Assist in making updates and revisions of policies for approval by the Board of Directors and internal procedures to ensure compliance
• Cooperate and respond timely to requests and for reporting to government agencies, regulators, courts and attorneys
• Reports and submits remittance to various agencies
• Provides all reports and information in a timely and accurate manner
• Assists with compliance with banking regulations to develop and modify procedures for carrying out the requirements of the Bank Secrecy Act
• Attends training sessions as required to keep current with regulation changes and bank policies
• Provide timely feedback regarding service and/or product failures or regulatory matters
• Review legal documents and associated items to ensure all compliance requirements are met
• Regular predictable absences
• Comply with requirements of Signature Banking

Benefits

• Comprehensive health, dental, vision, and life insurance
• 401(k) retirement plan with bank contributions
• Paid vacation, sick time, and birthday off
• Employee assistance and referral incentive programs
• PB&T Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age (40+), ancestry, race, color, creed, religion, sex, pregnancy and related conditions, sexual orientation, marital status, gender identity, gender expression, national origin, disability, genetic information, or status as a protected veteran. In accordance with and under the circumstances described by Colorado law, PB&T Bank does not discriminate on the basis of marriage to a co-worker.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED