Credit Systems - Credit Systems Analyst

Carter Bank•Lynchburg, VA

41d

About The Position

The Credit Systems Analyst acts in the capacity of administrator on various platforms, such as Sageworks/Abrigo, and works with multiple departments to review the structure, content, and quality of system-generated reports and conducts advanced reporting. This position streamlines current processes and reports, and works on various special projects to improve the department's efficiency as it pertains to information systems. The Credit Systems Analyst aids in the structure and reporting of but not limited to Production, Policy Exceptions, Financial Exceptions, Covenants, Criticized Assets, Annual/Semi-Annual Reviews, Appraisals, Allowance for Loan and Lease Losses (ALLL), Current Expected Credit Loss (CECL), Individual Worksheets (IWs), Restructured Loans (RLs), Credit Quality Indicators, and Changes in Criticized and Non-Accrual Loans.

Requirements

Bachelor's degree in Business, Accounting, Finance, Economics or related field
Intermediate proficiency with computers
Basic credit analysis skills
Intermediate analytical skills
Intermediate mathematical skills
Basic knowledge of credit administrative procedures, commercial lending practices, loan structures, regulations, risk assessment, products, data structures and reporting
Basic verbal and written communication skills
Basic project management skills
Intermediate problem-solving skills
Intermediate analytical planning skills
Basic interpersonal skills
Standing, walking, bending and stooping required
Must be able to sit at a desk for long periods of time and use a computer
Must be able to occasionally move or lift up to 10 pounds
May be asked to work supplemental hours periodically
Limited travel required occasionally during and after business hours

Nice To Haves

Additional specialized training or education in computer science, management information systems, and advanced report writing preferred

Responsibilities

Oversees the integrity of data tracked on Sageworks/Abrigo and DNA systems
Works with multiple departments to review the structure, content and quality of system-generated reports and maintains the correct data and conducts advanced reporting
Streamlines current processes and reports, and works on various special projects to improve the department's efficiency as it pertains to information systems
Aids in the structure and reporting of but not limited to the Production, Policy Exceptions, Financial Exceptions, Covenants, Criticized Assets, Watch List, Annual/Semi-Annual Reviews, Appraisals, ALLL, CECL, IWs, RLs, Credit Quality Indicators, Changes in Criticized and Non-Accrual Loans and other duties as needed
Acts in the capacity of administrator on various platforms such as Sageworks/Abrigo
Run daily, monthly, quarterly, and semi-annual reports
Analyzes, deletes, and appends records for consistent information
Reviews and analyzes database error logs after daily and/or periodic imports
Analyzes and runs tests for better generation for financial statement information and reports
Creates and runs verification reports to append records for ticklers, duplicate clients, and various other pieces of information for core systems and support systems
May be tasked to lead routine Credit Systems area projects and update management on status