Credit Manager

Toyota Tsusho America•New York, NY

1d•$135,236 - $216,377

About The Position

We firmly believe that our employees drive the success of the company! With success in mind as the ultimate goal, we strive to create and provide an environment that offers challenging, stimulating and financially rewarding opportunities. We are looking for The Right One to join our team! Summary The Credit Manager will aim to maximize sales and minimize risk while working with the business units/subs. They will also manage daily operations, expand future business, analyze and correct problems that arise, support associate’s growth, and to coordinate activities and support customer needs. At Toyota Tsusho America, Inc., we are committed to fair, transparent pay and we strive to provide competitive, market-informed compensation. The target salary range for this position is $135,236 to $216,377 anticipated that most qualified candidates will fall near the middle of this range. Compensation for the successful candidate will be informed by the candidate’s particular combination of knowledge, skills, competencies and experience. Our company is proud to be an equal opportunity employer! It is the policy and commitment of the company to maintain a work environment that provides equal employment opportunity (EEO) for all its employees and applicants. We are committed to providing equal employment opportunities without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, pregnancy, national origin, age, marital/domestic partner status, veteran status, disability, genetic information or any other applicable lawfully protected basis. This policy applies to all terms and conditions of employment. We seek to employ individuals qualified for a position by virtue of job-related educational standards, training, experience, and personal qualifications. Toyota Tsusho America, Inc. (TAI) is a multi-market, multi-business enterprise which has been operating in North America for over 60 years. Based on both the heritage and the global vision of our parent company, Toyota Tsusho Corporation, we have greatly expanded upon our traditional trading business model by developing new manufacturing, intermediate goods processing, and logistics activities in United States, Canada, Mexico, and the Caribbean. TAI is a North American leader in procurement, processing, recycling, and supply chain management, with deep expertise in the automotive sector. With a team of over 8,000, TAI delivers value on every level, addressing business and social challenges and driving innovative, sustainable solutions for a better future. Join us and discover a work experience where diverse ideas are met with enthusiasm, and where you can learn and grow to your full potential! We're looking for individuals who enjoy the entrepreneurial thrill of innovation and who enjoy working as a team to create a satisfying outcome for our customers! Be The Right One The Right ONE for you: The best assurance of safety, quality, and reliability - based on your needs (Genba) The Right ONE for us: Maximization of individual capabilities, global networks and diversity to create synergistic strengths The Right ONE for future: Unique insights and capabilities to explore new possibilities for future and sustainable society Toyota Tsusho America’s business spans a wide range of fields. We have organized our business under seven operating divisions. Metal Plus Circular Economy Digital Solutions Supply Chain Mobility Green Infrastructure Lifestyle Though different in the products and services they provide, these divisions share the same goal of creating and delivering diverse value by developing unique functions from a dedicated customer-oriented approach. Each division maintains highly specialized expertise and leverages unique capabilities in its respective field. At the same time, the divisions combine their know-how and capabilities to generate synergy and create new value.

Requirements

Bachelor’s degree required. Advanced degree (MBA/CPA) a plus.
7-10 years credit or related experience required, including management responsibilities.
Working knowledge of UCC’s, bankruptcies, reorganizations, & DIP financing
Attention to detail, organizational and follow up skills very important.

Nice To Haves

Metal industry or auto industry experience a plus

Responsibilities

Credit analysis-review all non Toyota group customers
Supervise Senior Credit Analyst and Collections Specialist
Manage TAI credit policy and require full compliance
Meet TTC’s credit risk management requirements
Work with business departments and subs to resolve past due accounts and ensure compliance with credit policy
Contact privately held customers, or utilize third party/public information, to obtain necessary financial data in order to make prudent credit decisions, and to obtain appropriate collateral to minimize risk and potential bad debts
Make efficient, rational, and cost effective use of services offered by multiple 3rd party vendors (including but not limited to D&B, Credit Insurance providers). Handle D&B and credit insurance contracts as well as other subscriptions.
Work with TAI legal on any bankrupt accounts.
Maintain good relationships with the customers both internal and external
Travel to regional offices, customers and trade association meetings (NACM/CRF) when necessary
Approval of credit limits as delegated by VP Finance & Credit.
Administrator of G-Cats for TAI and subs for ongoing issues, training and implementation
Present at board meetings when VP Finance & Credit is unavailable
Other duties assigned by management