Credit Manager

Metals USA • Mobile, AL

5h

About The Position

Metals USA is seeking an experienced Credit Manager, to join out growing finance
team in Mobile, AL. The Credit Manager role is an ideal position for a driven
professional with 3 to 5 years credit and collections experience who thrives in
a fast-pased, industrial environment. The credit Manager will be responisble for
conducting customer credit investigations, performing detailed financial
alysis, and making informed credit recommendations.

Requirements

• Bachelor Degree in Business Administration / Accounting / Finance
• Three to five years accounting and credit experience
• Ability to interface effectively with all departments to foster a success-oriented, accountable organization.
• Ability to communicate both oral & written effectively with internal & external customers.
• Ability to respond effectively to time-sensitive and problematic inquiries.
• Must be detail-oriented, organized and have the ability to prioritize workflow while working on several projects at any given time.
• Ability to work independently.
• Represents the management in a highly professional manner, exercises diplomacy and maintains the highest level of confidentiality.
• Computer Literacy; Microsoft Office Products to include strong Excel & ERP capabilities.
• Candidate must pass pre employement drug testing.

Responsibilities

• Reviews customer accounts on a regular basis to maintain an appropriate level of risk.
• Manages collection process of delinquent accounts to maintain credit receivable, including and establishing relationship with collection agencies and collection attorneys.
• Resolves disputes with customer base and other departments as they relate to receivable and risk management.
• Analyzes specific credit applications for terms of sale and credit limits.
• Ensures that receivable reports are submitted to the general managers and other sales staff on a regular basis.
• Coordinates with sales force to improve credit quality and cash flow.
• Implements processes to improve cash flow and reduce delinquent receivables.
• Analyzes financial statements of both proposed & existing customers to determine present financial strength, liquidity, debt services coverage and value of collateral.
• Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
• Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
• Sets and changes credit terms as required.
• Sets and ensures compliance with corporate credit policy.
• Implements liens to major delinquent accounts as needed.
• Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
• Obtains and maintains a thorough understanding of the financial reporting and general ledger structure.
• Ensures an accurate and timely monthly, quarterly and year end close.
• Collaborates with the Regional Credit & Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
• Monitors department work to develop more efficient procedures and use of resources while maintaining a high level of accuracy.
• Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
• Responds to inquiries from the Regional Credit & Export Manager, Controller and General Manager regarding financial results and special reporting requests.
• Maintains A/R system records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
• Establishes and maintains accounting principles & controls which verifies the integrity of all systems, processes and data.
• Regular and predictable attendance is required to perform the duties of the Credit Manager effectively.
• Adheres to Reliance Steel and Aluminum's Code of Conduct as well as customer confidentiality requirements.

Benefits

• Metals USA offers a competitive starting salary and benefits plus upward mobility professional growth.
• Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.
• Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level