Credit Manager

Toyota Tsusho America • New York, NY

3d • $135,236 - $216,377

About The Position

The Credit Manager will aim to maximize sales and minimize risk while working with the business units/subs. They will also manage daily operations, expand future business, analyze and correct problems that arise, support associate’s growth, and to coordinate activities and support customer needs.

Requirements

• Bachelor’s degree required.
• 7-10 years credit or related experience required, including management responsibilities.
• Working knowledge of UCC’s, bankruptcies, reorganizations, & DIP financing
• Attention to detail, organizational and follow up skills very important.

Nice To Haves

• Advanced degree (MBA/CPA) a plus.
• Metal industry or auto industry experience a plus

Responsibilities

• Credit analysis-review all non Toyota group customers
• Supervise Senior Credit Analyst and Collections Specialist
• Manage TAI credit policy and require full compliance
• Meet TTC’s credit risk management requirements
• Work with business departments and subs to resolve past due accounts and ensure compliance with credit policy
• Contact privately held customers, or utilize third party/public information, to obtain necessary financial data in order to make prudent credit decisions, and to obtain appropriate collateral to minimize risk and potential bad debts
• Make efficient, rational, and cost effective use of services offered by multiple 3rd party vendors (including but not limited to D&B, Credit Insurance providers). Handle D&B and credit insurance contracts as well as other subscriptions.
• Work with TAI legal on any bankrupt accounts.
• Maintain good relationships with the customers both internal and external
• Travel to regional offices, customers and trade association meetings (NACM/CRF) when necessary
• Approval of credit limits as delegated by VP Finance & Credit.
• Administrator of G-Cats for TAI and subs for ongoing issues, training and implementation
• Present at board meetings when VP Finance & Credit is unavailable
• Other duties assigned by management

Benefits

• Competitive Salary with Bonus Opportunities
• Paid Time Off
• Comprehensive Medical, Dental and Vision Benefits (Low Premiums!)
• Flexible Spending and Health Savings Accounts
• 14 Paid Company Holidays
• 401(k) with Company Contribution
• Educational Tuition Reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees