Credit and Debit Card Segment Risk Manager

Huntington National Bank•Columbus, OH

3d•Hybrid

About The Position

The Segment Risk Specialist Sr – (Credit and Debit Card) is responsible for managing and mitigating risks associated with the banks card portfolio. This role ensures prudent credit decisioning, fraud prevention, and regulatory compliance, while supporting growth and profitability of the bank’s card products.

Requirements

Bachelor’s degree
5+ years of experience in credit and debit card risk management, consumer lending, or fraud prevention within a banking environment.

Nice To Haves

Strong understanding of card products, payment systems, and card network operations (Visa, Mastercard, etc.)
Experience working with credit card systems and products.
Strong organizational, analytical, and critical thinking skills.
Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely.
Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses.
Ability to deal with ambiguity, multi-task, and work in a demanding environment.
Proficiency in MS Office suite

Responsibilities

Develop and implement comprehensive risk management frameworks for credit and debit card portfolios.
Understands key processes executed within the business unit and document using process mapping tools.
Lead investigations and root cause analyses of fraud incidents or risk breaches.
Assists in the development, maintenance, and ongoing enhancements of a proactive operational, credit, strategic and compliance risk management program.
Ensures the timely completion of all testing requirements in accordance with guidelines.
Conducts reviews of current processes and controls and provide recommendations to enhance the overall control environment.
Work cross-functionally with Operations, Compliance, Technology, and other key risk partners to strengthen end-to-end risk management.
Participates in root cause analysis, creation, validation, and timely remediation of issues.
Helps foster a risk awareness culture in the business unit.
Assists Credit Card Leaders in ensuring that all risks applicable to the business unit are documented in Archer with accurate risk ratings.
Completes ad hoc research or documentation requests in support of Corporate or Segment Risk programs, including, but not limited to, investigating control gaps, preparing management presentations, assisting in audit and regulatory exam requests, and participating in projects.
Performs other duties as assigned.