Credit Analyst Credit Analyst

Volkswagen AG

20h•Remote

About The Position

Volkswagen Financial Services, a wholly-owned subsidiary of Volkswagen Group, is the trusted key to mobility for its brand partners. We are committed to supporting the Audi, Ducati, and Volkswagen brands and their Dealers, specializing in providing accessible mobility solutions for its Customers. The company’s offerings include Retail Leasing, Retail Financing, Commercial Financing for new and used vehicles, and End-of-Term vehicle disposition.Brief Role DescriptionThe Credit Analyst is responsible to analyze, evaluate risk and provide decisions on credit applications for the financing and leasing of vehicles received through the dealer network. Position level: 6 Reports: Credit Manager Role classification: Fully remote

Requirements

College diploma preferred
3 years’ experience in a financial institution in a role with customer contact and negotiation.
Effective communication skills, both oral and written 
Negotiation skills
Attention to details
Analytical skills
Able to analyze financial statements
Rotation schedules (Monday to Saturday between 8:00 am to 9:00 pm EST)
Please note that the hours are subject to change based on business needs

Nice To Haves

Certified Canadian credit professional is an asset

Responsibilities

Validate information, asses risk and make decisions on credit applications according to credit policies
Communicate with dealerships and Business Development Managers to negotiate terms and conditions on complex credit applications to support business needs and ensure acceptable risk level.
Provide ongoing support to dealers’ network and Business Development Managers on credit programs and policies to ensure credit applications meet all the requirements.

Benefits

Health Insurance Coverage: We provide comprehensive insurance coverage, including health, dental, and vision plans, to ensure our employees and their families are well-protected and have access to quality healthcare services.
We offer a flex health benefit program, including health, dental, and vision plans, to ensure our employees and their families are well-protected and have access to quality healthcare services that fits their needs.
Retirement Plans & Savings: Planning for the future is important, which is why we offer competitive defined contribution retirement plan at no cost to the employee to help our employees save for their long-term financial goals. In addition, we have a generous savings matching program.
Compensation: We believe in recognizing individual contributions and sharing company performance. Our Bonus & Merit Program reinforces a reward and a pay-for-performance culture.”
Vehicle Leasing Program: Our Vehicle Leasing Program offers employees the convenience and cost savings of leasing company vehicles at discounted rates. Employees and eligible family members can lease up to four vehicles per year.
Work Environment: Our workplace sets the standard with its state-of-the-art facility, designed to inspire creativity and productivity. We believe in fostering an environment where our employees feel empowered to do their best work, and our flexible hybrid policy reflects our commitment to accommodating diverse work styles and needs.
Floaters Days: We understand the importance of work-life balance, which is why we offer floaters days that can be used at your discretion for personal reasons or to recharge. We've included these days to be inclusive of holidays or celebrations that are that are important to employees. This allows you to commemorate whatever might be important to you.
Company Designated Holidays: In addition to offering floaters days, we also recognize the importance of celebrating the holiday season with our team. That's why we designate specific company holidays during the December holiday period, ensuring our employees can enjoy this festive time. Schedules may vary depending on the specific needs of certain parts of our business.
Wellness Programs: We care about the holistic well-being of our employees, which is why we offer various wellness programs designed to promote physical, mental, and emotional health.
These may include discounted gym memberships, mental health resources, and more.
Tuition Reimbursement: We offer this program as part of our commitment to employee development. This benefit supports continued education by covering approved course expenses, fostering both professional growth and long-term career advancement.