Credit Analyst

First American Equipment Finance•Rochester, NY

2d•Hybrid

About The Position

High performers deserve a high-performance culture and a state-of-the-art headquarters. First American is proud to offer its colleagues outstanding compensation & benefits, including 401(k) match, a free on-site gym, paid parental leave, and subsidized childcare, and a flexible hybrid schedule, among many others. The Credit Analyst is responsible for assisting commercial underwriting including credit and financial analysis, cash flow analysis, balance sheet analysis, profitability, liquidity and solvency analysis. The Credit Analyst will work as an integral part of the team to support the credit process from award through final approval as well as overall portfolio performance. The Credit Analyst will interface with multiple departments across the organization, including Operations, Finance and Sales. We are hiring a limited number of professionals with a can-do attitude, who enjoy camaraderie, believe in excellence, and have an action orientation. If you value being part of a highly empowered team and enjoy an environment that rewards innovation, hard work, and excellence—we would love to talk to you. First American Equipment Finance, an RBC/City National Company, is a growing, national leader providing equipment leasing and equipment finance services to commercial borrowers in all fifty states. In 2023, the company earned top honors among midsize companies for the Best Companies to Work for in New York for the 6th consecutive year. With national headquarters in Rochester, NY, First American has approximately 300 employees and manages a $4B portfolio. As we strive to achieve our vision of becoming the best company to work for and the best company to work with, we understand that we must have a diverse and inclusive workforce. First American’s Diversity, Equity & Inclusion and Leadership Team are committed to taking action and progressing toward a better, more inclusive place of work.

Requirements

Bachelor’s degree preferred, or equivalent combination of education, training, and experience
Candidates must possess the ability to work in a cohesive team environment
Proficient in MS Office applications
Ambition, a strong work ethic, and excellent verbal and written communication skills are also required

Responsibilities

assisting commercial underwriting including credit and financial analysis
cash flow analysis
balance sheet analysis
profitability, liquidity and solvency analysis
support the credit process from award through final approval as well as overall portfolio performance
interface with multiple departments across the organization, including Operations, Finance and Sales