Credit Analyst

Farm Credit Council • Greenville, SC

45d

About The Position

Credit Analyst - Greenville, Louisburg, Fayetteville, Raleigh, or Elizabeth City, NC Are you passionate about supporting agriculture and rural communities? Do you thrive in a detail-driven environment where your analytical skills and financial insight make a real impact? If so, we want to hear from you! As a Credit Analyst at AgCarolina Farm Credit, you'll play a key role in evaluating credit packages, supporting sound lending decisions, and contributing to the financial health of our Association. You'll work independently while collaborating with senior staff and loan officers, all within a culture that values mentorship, candid conversations, attention to detail, and timely decision-making—in service of agriculture and rural communities.

Requirements

• Bachelor's degree in business, finance, accounting, agricultural economics, or related field
• 0-2 years of credit analysis experience, or an equivalent combination of education and experience
• Strong analytical, judgment, and communication (oral and written) skills
• Ability to be assertive and decisive in making sound business decisions
• Capability to handle high-stress situations professionally
• Full understanding of the 5 C's of credit: Capacity, Capital, Conditions, Character, and Collateral
• Intermediate computer skills in Microsoft Office (Word, Excel, PowerPoint) and Windows
• Quick learner, adaptable, and strong problem solver
• Ability to work independently under general supervision
• Team-oriented mindset with a commitment to collaboration

Responsibilities

• Analyze financial data to assess creditworthiness and identify strengths and weaknesses in complex credit packages (typically $2.5M+)
• Prepare complete loan packages, including projections and documentation, independently
• Evaluate risk in loan transactions and recommend appropriate actions
• Perform account monitoring and ensure borrower data is securely maintained
• Collaborate with Agribusiness loan officers and senior staff to support lending decisions
• Participate in training and professional development as scheduled
• Communicate recommendations clearly and confidently to peers and leadership

Benefits

• Competitive pay, including eligibility for incentive pay
• Comprehensive benefits (medical, dental, life, LTD, and others)
• Maternity, Paternity, and Caregiving Leave
• Company-matched 401(k) (100% match of the first 6% you defer)
• Commitment to training and professional development
• Meaningful work that allows you to make a difference in agricultural and rural communities
• Opportunities for work-life balance
• A great work environment with colleagues who share a commitment to our core values

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level