Credit Analyst

The Cavco Family of Companies•Plano, TX

9d•Onsite

About The Position

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Credit Analyst to help grow our Originations Department. This in-person role is in our Plano, TX office. The Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Credit Analyst will collaborate with loan officers to ensure a smooth process for borrowers whenever possible.

Requirements

Strong analytical skills
Excellent written, verbal and interpersonal communication skills
Strong work ethic with an ability to meet deadlines while multi-tasking
Strong attention to detail and accuracy
Ability to identify and resolve problems in a timely manner
Strong organization and time management skills with the ability to multi-task
Effective decision-making, customer service and problem-solving skills
Ability to strategize and prioritize efforts to achieve goals
Strong research and critical thinking skills
Good problem-solving and decision-making skills
Strong interpersonal skills and ability to work well with a wide range of people
Positive & professional demeanor
Self-starter with strong organizational skills
Highly organized, consistent, and solutions focused
Employ a strong sense of urgency and ownership in all activities
Self-motivated with the ability to work independently
Ability to work effectively in a team environment
Bachelor's degree required, in Marketing, Business, Accounting, Finance or Management
1+ years of experience in manufactured housing lending
Working knowledge of Microsoft Office

Responsibilities

Reviews loan submissions from Loan Officers and Loan Processors
Calculates qualification ratios for loans
Ensures loans meet program requirements
Answers questions for Loan Officers, Lending Associates, and Loan Processors
Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines
Reviews surveys, title policies, and appraisals
Understanding of home only lending
Develops and maintains positive working relationship with co-workers
Reviews credit bureaus ensuring borrower credit meets program guidelines
Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request