Credit Analyst

First National Bank Texas • Killeen, TX

17d

About The Position

Prepare spreads of financial information from financial statements and tax
returns
Monitor the ongoing credit risk of existing loans through systematic reviews
of financial statements and testing compliance with loan convenants
Analyze and underwrite consumer loan requests as needed
Order appraisals of residential property
Analyze the financial data presented, including the level and trend of
pertinent ratios, including global debt service capacity
Identify exceptions to lending policies and underwriting guidelines.
Ensure compliance with all applicable laws and regulations
Assists with special projects and performs other duties as assigned

Requirements

• Bachelor's Degree in Accounting, Finance, Business Management or related field
• At least 18 years of age
• Ability to organize and prioritize
• Detail oriented and ability to multi-task
• Proficient in Microsoft Office
• Must be a self-starter and able to meet all deadlines
• Must communicate effectively, both verbal and written
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment
• Strong analytical skills and exercises good judgement to make sound decisions
• Possesses clear understanding and complies with all bank procedures, laws and regulations

Nice To Haves

• Prior banking/lending experience preferred

Responsibilities

• Prepare spreads of financial information from financial statements and tax returns
• Monitor the ongoing credit risk of existing loans through systematic reviews of financial statements and testing compliance with loan convenants
• Analyze and underwrite consumer loan requests as needed
• Order appraisals of residential property
• Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity
• Identify exceptions to lending policies and underwriting guidelines
• Ensure compliance with all applicable laws and regulations
• Assists with special projects and performs other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 251-500 employees