Credit Analyst

Blend360 • San Francisco, CA

6d • $40 - $55

About The Position

We are seeking a detail-oriented Data & Analytics Analyst to support key initiatives within a Consumer Banking environment. This role will focus on data discovery, performance analysis, and reporting to drive tactical improvements across the customer lifecycle.
This is a great opportunity for someone who enjoys working at the intersection of data, business strategy, and process optimization.

Requirements

• Bachelor’s degree in Business, Mathematics, Computer Science, Engineering, or a related field
• 5+ years of experience in credit, lending, banking, financial analysis, or a highly analytical environment
• Strong experience analyzing credit data, financial information, and risk metrics
• Proven ability to translate data into actionable insights through reports and presentations
• Hands-on experience working with data repositories, including data extraction, validation, and reporting outputs
• Advanced proficiency in Microsoft Excel and standard Microsoft Office tools
• Experience with SQL and database/query tools for data extraction, validation, and reporting workflows
• Strong analytical thinking, attention to detail, and problem-solving skills
• Excellent communication skills with the ability to present findings to both technical and non-technical audiences

Nice To Haves

• Familiarity with reporting and visualization tools (e.g., Tableau, Power BI) to support KPI tracking and stakeholder communication
• Understanding of financial analysis, credit adjudication, and lending systems is preferred

Responsibilities

• Develop a strong understanding of internal and external data flows supporting business initiatives
• Identify, access, and connect to data sources including data warehouses and third-party platforms
• Evaluate existing tools, systems, and platforms used to support analytics and reporting
• Analyze current business rules, logic, and system configurations to identify inefficiencies or opportunities for improvement
• Map data movement across systems throughout the customer/account lifecycle
• Execute data queries to validate accuracy, completeness, and integrity of datasets
• Analyze performance metrics to measure success of initiatives and validate expected outcomes
• Monitor portfolio health indicators including growth, profitability, and credit performance
• Develop and maintain KPI reporting across key business areas such as marketing, underwriting, and account management
• Build forecasting models to evaluate the financial impact of proposed solutions
• Establish reporting cadence and define metric ownership across stakeholders
• Create, execute, and validate recurring reports, ensuring alignment with business and system records
• Perform ad hoc analysis to uncover trends, behaviors, and performance drivers
• Develop presentation materials to communicate insights and recommendations to business stakeholders
• Document reporting logic, data sources, and methodologies to ensure transparency and repeatability
• Create and maintain a comprehensive data dictionary to standardize definitions and usage across teams

Benefits

• BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs.

What This Job Offers

• Career Level: Mid Level
• Number of Employees: 251-500 employees