Credit Analyst

SUMITOMO MITSUI TRUST BANK, LIMITED•New York, NY

17h•Hybrid

About The Position

THIS ROLE IS LOCATED IN NEW YORK CITY AND WILL REQUIRE A HYBRID WORK SCHEDULE OF AT LEAST 2 DAYS IN OFFICE PER WEEK. This role is for Officer level candidates. About the Bank: SUMITOMO MITSUI TRUST BANK, LIMITED WAS ESTABLISHED THROUGH THE MERGER OF THE SUMITOMO TRUST AND BANKING CO., LTD WITH CHUO MITSUI TRUST AND BANKING, LTD. ON APRIL 1, 2012. WE ARE ONE OF THE LARGEST ASSET MANAGERS IN ASIA AND NUMBER ONE AMONG JAPANESE FINANCIAL INSTITUTIONS BY AUM, WITH APPROXIMATELY $850 BILLION USD IN AUM. THE BANK PROVIDES AN ASSORTMENT OF FINANCIAL SOLUTIONS AND MANAGES A BROAD SPECTRUM OF FINANCIAL PRODUCTS ACROSS ITS GLOBAL BRANCHES. DEPARTMENT OVERVIEW: The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Market Unit (“GMU”), Americas Division” which performs business functions. The Fund Finance Department (“FFD”) is responsible for providing financing and other service-based solutions to customers that primarily consist of alternative investment funds, fund managers and/or corporate clients. These solutions include, but are not limited to, subscription finance, NAV facilities (PE, Secondaries, GP Stakes and Real Estate), liquidity facilities, and FX solutions, collectively “Fund Finance”, in addition to Asset Backed Commercial Paper (ABCP) solutions. Your Role Overview: Responsible for credit evaluation and deal maintenance specific to NAV facilities.

Requirements

Bachelor’s degree in Finance or Economics or equivalent with 3+ years related experience.
Good knowledge of finance and basic accounting.
Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
Basic knowledge of NAV facilities.
Proficient in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access)and some modeling capabilities.
Excellent oral and written communication skills.
Basic knowledge of loan markets and alternative investments.

Responsibilities

Reviews potential assets in assigned products/industries and prepares credit applications and makes investment recommendations.
Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
May conduct business development activities.
May conduct or support deal structuring activities.
Performs other duties and responsibilities as assigned by management.