Credit Analyst

Mauch Chunk Trust Company (MCT) • Jim Thorpe, PA

34d

About The Position

As a Credit Analyst, you will play a key role in supporting our commercial lending team. You will: Impactful Work: Your analysis directly supports sound lending decisions that strengthen businesses and communities. Career Growth: Opportunities for growth within a respected financial institution. Flexibility: While we prefer candidates with 3-5 years of experience, strong 1-3 year candidates will also be considered. Collaborative Culture: Join a team that values professionalism, accuracy, and partnership.

Requirements

• Bachelor's degree in Finance, Accounting, or related field (or equivalent experience).
• 3-5 years of credit analysis experience preferred; minimum 1-3 years required.
• Strong skills in financial statement interpretation, cash flow analysis, and regulatory knowledge.
• Proficiency in Microsoft Office and excellent written/verbal communication.
• Professional, detail-oriented, and collaborative.

Responsibilities

• Perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment.
• Prepare clear and thorough credit approval memorandums to support lending decisions.
• Partner with loan officers to monitor pipeline activity and ensure efficient decision-making.
• Conduct annual renewals and ongoing relationship reviews, assigning appropriate risk ratings.
• Support compliance and reporting needs, including audit assistance and portfolio monitoring.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Number of Employees: 51-100 employees