Credit Analyst Intern

Glacier Bank•Helena, MT

12d

About The Position

As an intern you will gain valuable work experience in a professional environment. Our interns play an essential role in the departments they are part of, working on special projects, and networking with our teams. This position will provide an opportunity to work closely with our team of Credit Analysts, Commercial Lenders, and Loan Servicing team members.

Requirements

Be pursing a degree in Finance or Accounting.
Desire to purse a career in Banking.
A high degree of reliability and dependability used to follow-through and meet commitments and agreements in a timely manner.
Exhibits excellent responsiveness and follow-up in assuming responsibility for and delivering on commitments.
Demonstrated high level of quality, accuracy and attention to detail.
Ability to be a highly motivated self-starter with intense focus on results and winning.
Ability to understand and follow written and oral instructions
Ability to communicate effectively verbally and in writing.
Ability to define problems, collect data, establish facts, and draw valid conclusions
Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise.
Typical office environment. Able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Routinely perform work on computer for an average of 6-8 hours per day.

Responsibilities

Input financial statement data into company software and analyze to determine credit worthiness of client.
Prepare cash flow worksheets to demonstrate borrower's ability to repay loans.
Gain exposure to the loan approval process by completing credit authorization worksheets. Input data, build tables, and borrowers' relationships into presentation.
Develop a working knowledge of loan policy and gain the ability to communicate its interpretation to loan committee.
Research regulations and compliance related to bank policy and procedures.
Scans credit file documents, then reviews the documents insuring image quality and file is complete.
Contributes to team effort by accomplishing related results as needed, including special projects as assigned.
Shadow Commercial Lender and Business Development Officer during the sales call process with prospective clients.