Credit Intern

Arrow Bank NAGlens Falls, NY
2h$20

About The Position

The Credit Internship offers a unique opportunity to gain hands-on experience in understanding risk and the credit lifecycle, particularly in the commercial loan portfolio management process. This role is responsible for credit analysis, coordinating with internal and external parties, and ensuring necessary steps are completed providing a positive commercial customer experience.

Requirements

  • College students who are eager to learn and take initiative in a professional setting with a GPA of 3.0 or higher pursuing a degree in Accounting, Finance or a related field
  • Proficiency in Microsoft Office applications (Word, Excel, Outlook) and ability to effectively learn and utilize department specific systems and software
  • Excellent organizational and time-management skills, with the ability to prioritize multiple tasks and projects and consistently meet established deadlines
  • Demonstrated analytical skills, sound judgement, and ability to make quality decisions within defined authority
  • Strong written and verbal communication skills, with the ability to communicate confidentially, clearly, professionally, and confidently with internal partners, management, and other stakeholders
  • Ability to remain in a stationary position, often standing or sitting, for prolonged periods of time
  • Ability to repetitively use a telephone, computer mouse, and keyboard for extended durations
  • Ability to lift and/or move up to 15 pounds
  • Work is performed primarily in a professional office environment
  • Reasonable accommodations will be provided as required by law to enable qualified individuals with disabilities to perform the essential functions of the job

Responsibilities

  • Perform portfolio management activities including reporting requirements and covenant testing
  • Coordinate with relationship managers in collection of financial statements and maintenance of records
  • Review assigned accounts to ensure risk rating accuracy
  • Identifying product solutions and recommendations to enhance account relationships
  • Attend and participate in team meetings to understand planning and decision-making processes, gain insights into team dynamics and exposure to various functions and organizational processes.
  • Attend a continuing education event, branch visit, and participate in a community service opportunity to promote corporate social responsibility
  • Attend weekly meetings to collaborate with interns from other departments within the company to share knowledge, build power skills, and share experiences in the program
  • Participate in presentation at conclusion of program, showcasing your learning and contributions to the Executive Leadership team

Benefits

  • Real World Experience – Work on meaningful projects that will impact our business
  • Professional Development – Enhance your technical, power, and leadership skills
  • Mentorship & Networking – Connect with experienced professionals and organizational leaders
  • Community Involvement – Participate in volunteer opportunities and company-sponsored events that support local organizations
  • Career Growth – Potential for future employment opportunities with Arrow Financial Corporation
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