Credit Analyst II

Glacier Bancorp, Inc.•Rexburg, ID

11d

About The Position

Duties and responsibilities: Review and analyze documentation checking off items as they are received to ensure files are completed. Verify information needed such as title commitments, UCC filings, environmental reports, appraisals, flood insurance and look over the correct tax documentation for underwriting; must review for accuracy. Review loan documents; ensure proper vesting, legal descriptions, dates, signatures, etc. Track and follow up on maintenance of files including but not limited to: rate and payment changes, automatic payment, online banking, insurance, UCC renewals, financial statements and tax returns, corporate verification of status, inspections, etc. Make sure loan files are monitor correctly and suggest changes to be made and make sure they are accurate. Confirm all loans booked have the proper approvals and signatures in the loan file. Prepare monthly report from your findings to Senior Management. May maintain and balance commercial loan holdover accounts monthly. Review the underwriting of tax returns and financial statements as presented in the loan presentation. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control Additional Responsibilities: Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of CCB. Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel). Complete required bank and OnCourse training courses within assigned time frame(s). All employees are accountable for compliance with applicable laws and regulations when performing their job duties. Each employee is expected to participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities. It is the affirmative duty of each employee to always carry out these responsibilities in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Represent in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Regular and predictable attendance to accomplish assigned job duties. Additional duties as requested or assigned.

Requirements

Undergraduate diploma or equivalent.
Banking experience in commercial banking/commercial loan servicing/commercial documentation.
Tax analysis experience.
Ability to multi-task and handle complex tasks efficiently.
Strong written and verbal communication skills to maintain quality customer service.
Strong organizational skills.
Strong analytical skills.
Strong attention to detail.
Excellent customer service experience.
Working knowledge of Word, Excel, and other basic office equipment

Responsibilities

Review and analyze documentation checking off items as they are received to ensure files are completed.
Verify information needed such as title commitments, UCC filings, environmental reports, appraisals, flood insurance and look over the correct tax documentation for underwriting; must review for accuracy.
Review loan documents; ensure proper vesting, legal descriptions, dates, signatures, etc.
Track and follow up on maintenance of files including but not limited to: rate and payment changes, automatic payment, online banking, insurance, UCC renewals, financial statements and tax returns, corporate verification of status, inspections, etc.
Make sure loan files are monitor correctly and suggest changes to be made and make sure they are accurate.
Confirm all loans booked have the proper approvals and signatures in the loan file.
Prepare monthly report from your findings to Senior Management.
May maintain and balance commercial loan holdover accounts monthly.
Review the underwriting of tax returns and financial statements as presented in the loan presentation.
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of CCB.
Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel).
Complete required bank and OnCourse training courses within assigned time frame(s).
All employees are accountable for compliance with applicable laws and regulations when performing their job duties.
Each employee is expected to participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities. It is the affirmative duty of each employee to always carry out these responsibilities in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Represent in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs.
Keep work area tidy and maintain customer privacy.
Regular and predictable attendance to accomplish assigned job duties.
Additional duties as requested or assigned.