Credit Analyst I
About The Position
Across Minnesota and Wisconsin, National Bank of Commerce is making a difference in the financial lives of the people, communities, and businesses we serve. We exist to help our customers accomplish more than they could on their own. Join our team of creative and accomplished professionals and help us make more possible. The Credit Analyst is responsible for conducting thorough financial analyses of existing and prospective commercial clients. This role prepares detailed credit presentations for lenders, including recommended actions, and ensures all work complies with bank policies, procedures, and applicable regulations.
Requirements
- Bachelor’s degree in business, finance, accounting, or a related field, or an equivalent combination of education and experience
- Strong analytical and problem‑solving abilities
- Working knowledge of accounting, economics, finance, mathematics, and risk analysis
- Skilled in technical report writing
- Strong listening, verbal, and written communication skills
- Proficiency with Microsoft Word and Excel
- Ability to work effectively in a team environment
- Valid driver’s license and reliable transportation (travel to customer locations required)
- Consistent demonstration of NBC core values: Respect, Integrity, Teamwork, and Accountability
Nice To Haves
- basic understanding of commercial, real estate, and construction loan processes
Responsibilities
- conducting thorough financial analyses of existing and prospective commercial clients
- prepares detailed credit presentations for lenders, including recommended actions
- ensures all work complies with bank policies, procedures, and applicable regulations
Benefits
- health, dental, and vision plan for you, your spouse, and eligible children
- Health Savings Account (HSA) contribution (including employer contributions)
- flexible spending accounts
- 401(k) plan with a generous match
- paid time off program
- paid holidays & floating holidays
- volunteer time off program
- employer paid life insurance
- voluntary life plans
- short-term disability insurance
- long-term disability insurance
- health and wellness incentive
- employee assistance program
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
51-100 employees
