Corporate Credit Team Analyst - Corporate Debt Finance

Wells Fargo & Company•Charlotte, NC

About The Position

Corporate & Investment Bank (CIB) delivers a comprehensive suite of banking, capital markets and advisory solutions, including a full complement of sales, trading and research capabilities, to corporate, government and institutional clients. We focus on our clients' overall financial needs, with consideration and respect for their total relationship with Wells Fargo. Markets provides solutions to clients with the means to manage their exposure through various derivatives, lending and cash products across Structured Products Group, Macro, Equities, Municipal Products Group, Credit Sales & Trading. About this role: Wells Fargo is seeking an Analyst to join the Corporate Credit Team (CCT) within CDF in Wells Fargo Structured Products (SPG). Corporate Debt Finance provides capital to asset managers and other non-bank financial institutions through structured credit facilities and collateralized loan obligations. The Corporate Credit Team consists of leveraged loan professionals who are responsible for client due diligence, independent credit underwriting, direct lending market research, and ongoing portfolio surveillance of leveraged loan investments and related leverage facilities that support financing extended to CDF’s clients. This role is well-suited for candidates seeking meaningful underwriting responsibility across a diverse portfolio of loans and industries, exposure to senior decision-makers, and a strong foundation in direct lending and structured credit. In this role, you will: Credit Analysis & Surveillance of Leveraged Loans: Perform fundamental credit analysis of leveraged loan issuers, including business risk, financial risk, capital structure, and downside scenarios Review borrower financial statements, operating performance, and transactions (primary market activities, amendments) to support credit underwriting and ongoing surveillance Review performance trends of collateral at both the individual loan and portfolio level Develop independent credit opinions with respect to underlying loan collateral and present findings to senior team members and credit office Credit Facility Underwriting & Approval Support: Support senior team members in the underwriting, structuring, and approval of leverage facilities, including CLO warehouse and other structured credit facilities Prepare and contribute to credit memoranda and approval materials supporting new facilities, amendments, renewals, and other approval actions Assist in client due diligence process through preparation of meeting materials and active participation in client discussions Evaluate eligibility, advance rates, concentration limits, and other structural features of leverage facilities in connection with underwriting decisions Liaise with clients and internal partners (e.g., Capital Markets, Legal, Operations) throughout the underwriting and approval process Present credit analysis and recommendations to senior team members and credit officers Market Intelligence, Data Management & Reporting: Derive and share market updates from various sources (clients, news, professional networks); cultivate a strong understanding of the Direct Lending landscape – the players, roles, risks, opportunities – and speak to market dynamics with audiences internal and external Maintain and enhance the team’s database used for credit monitoring, risk management, and internal reporting Monitor direct lending and leveraged loan market activity to support underwriting views and portfolio surveillance Contribute to process improvement, reporting automation, and data quality initiatives across the platform

Requirements

6+ months of Investment Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

Completion of, or current enrollment in, a formal corporate credit training program (e.g., internal bank programs or third-party credit training)
Strong Excel skills for data analysis and reporting; experience with automation or data tools such as Databases, VBA, Power Query, Power BI, Alteryx, or similar is a plus
Strong technical and analytical skills, including cash flow analysis, leverage and coverage metrics, and capital structure analysis
Working knowledge of leveraged loan markets, direct lending, and structured credit products
Excellent verbal, written, and interpersonal communication skills, with the ability to clearly articulate credit views in written memoranda and discussions with senior stakeholders
Effective organizational, multi-tasking, and prioritization skills with a strong attention to detail
Solid problem-solving skills and sound credit judgment, with the ability to operate with increasing independence over time
Ability to work effectively both collaboratively and independently in a fast-paced, deal- and deadline-driven environment
A BS/BA degree or higher in business administration, economics, finance, or a related field

Responsibilities

Perform fundamental credit analysis of leveraged loan issuers, including business risk, financial risk, capital structure, and downside scenarios
Review borrower financial statements, operating performance, and transactions (primary market activities, amendments) to support credit underwriting and ongoing surveillance
Review performance trends of collateral at both the individual loan and portfolio level
Develop independent credit opinions with respect to underlying loan collateral and present findings to senior team members and credit office
Support senior team members in the underwriting, structuring, and approval of leverage facilities, including CLO warehouse and other structured credit facilities
Prepare and contribute to credit memoranda and approval materials supporting new facilities, amendments, renewals, and other approval actions
Assist in client due diligence process through preparation of meeting materials and active participation in client discussions
Evaluate eligibility, advance rates, concentration limits, and other structural features of leverage facilities in connection with underwriting decisions
Liaise with clients and internal partners (e.g., Capital Markets, Legal, Operations) throughout the underwriting and approval process
Present credit analysis and recommendations to senior team members and credit officers
Derive and share market updates from various sources (clients, news, professional networks); cultivate a strong understanding of the Direct Lending landscape – the players, roles, risks, opportunities – and speak to market dynamics with audiences internal and external
Maintain and enhance the team’s database used for credit monitoring, risk management, and internal reporting
Monitor direct lending and leveraged loan market activity to support underwriting views and portfolio surveillance
Contribute to process improvement, reporting automation, and data quality initiatives across the platform