Consumer Protection Compliance Testing Senior Analyst

UnitedHealth Group•Draper, UT

2d•Hybrid

About The Position

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Senior Compliance Testing Analyst will support the Bank’s Compliance Management System (“CMS”) by primarily conducting 2nd line testing and monitoring activities of consumer protection compliance regulations to identify and mitigate compliance risks of the Bank. This individual will report to the Director of the Compliance Program and will also support the ongoing refinement and execution of various risk assessments and the control environment. Location: If within 30 miles of the office, you will be required to work onsite at 12921 S VBista Station Blvd, Draper, UT 84020 4 days per week Remote work from home nationwide, if not within 30 miles of the office You will enjoy the flexibility to telecommute from anywhere within the U.S. as you take on some tough challenges.

Requirements

6+ years of experience working in a bank or other financial institution in a Compliance, Internal Audit, Risk Management, Legal, or Operations role
4+ years of experience (of the 6 + above) developing and executing testing focused on Federal consumer protection compliance regulations for at least 8 of the 16 regulations listed below
UDAAP
ECOA/Fair Lending
TILA
FCRA/FACTA
SCRA, MLA
Flood
FDCPA
TCPA, CAN-SPAM
E-SIGN
Privacy - GLBA, RTFPA
TISA
EFTA
EFAA
Must work onsite 4 days per week if within a 30-mile commute from 12921 S Vista Station Blvd, Draper, UT 84020
Ability to travel ~4-6 times/year (primarily to Draper, UT) per business need
Ability to demonstrate strong critical thinking skills in identifying, analyzing, managing, and resolving complex issues, concerns, or potential regulatory issues
Must have good people-management and interpersonal skills, with the ability to successfully discuss and convey testing results to applicable business owners and management
Ability to read, analyze and interpret laws, regulations, legal documents, and regulatory guides and manuals
Assertive self-starter, with the ability to work independently or in a team environment (in person or virtually), while demonstrating exceptional organizational, verbal, and written skills
Must be able to appropriately prioritize time, manage multiple tasks, and work effectively under tight deadlines, in a fast-paced environment
Demonstrate high integrity and excellent judgment and problem-solving capabilities

Nice To Haves

Certified Regulatory Compliance Manager (CRCM) designation
Compliance experience working with one of the following Regulatory Agencies: FDIC, CFPB, FRB, OCC, NCUA, a State Department of Financial Institutions, or experience working with/conveying information to banking regulators or Internal Audit

Responsibilities

Assist with the design, development, delivery, and maintenance of a best-in-class compliance program
Conduct compliance testing and monitoring to detect, evaluate, and mitigate potential compliance concerns and ensure compliance with relevant consumer protection regulations, regulatory best practices, and consistency with applicable Bank policies and procedures
Perform and document relevant risk assessments to determine current risk levels and assist in developing the annual compliance review schedule
Assist in establishing, documenting, and revising applicable compliance policies and procedures
Engage with business partners/colleagues to receive documents to review and analyze data and processes to ensure regulatory adherence
Ensure timely communication throughout the compliance review process, and document and share written compliance testing and monitoring results with key stakeholders
Prepare and present reporting to the Compliance Committee, and other governance committees as may be required
Participate in and provide support (testing documentation/information) for regulatory examinations, internal audits and internal risk reviews
Stay abreast of changing laws and regulations relating to bank and lending partner products
Support the Compliance Training area by providing information for custom training courses and periodically assist with Learning Management System Administration