Consumer Compliance Analyst

Plaid

1d

About The Position

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

The Compliance team is responsible for ensuring Compliance at Plaid with all the laws and regulations that apply to us, as well as our internal policies. We help make sure Plaid stays within the bounds of our legal obligations, and partner with business stakeholders to build processes and systems to demonstrate our compliance.
As a Consumer Compliance Analyst, you'll be the front line of Plaid's consumer complaint program. You'll review escalated complaints, dig into the data to spot patterns and systemic issues, and work cross-functionally to drive fixes that improve the consumer experience. You'll own reporting to senior leadership, build relationships with compliance teams at Plaid's customers, and help calibrate our Consumer Support team to maintain quality and consistency. This role sits at the intersection of compliance, product, and operations — you'll need to be equal parts analytical, empathetic, and collaborative.

Requirements

• 4-6 years of experience in Compliance, Legal, Risk, or a related function in a regulatory or consumer-facing environment
• Exceptional written and verbal communication skills, with the ability to prepare clear regulatory summaries and executive-level reporting
• Strategic mindset with the ability to balance compliance requirements, risk considerations, and consumer experience
• Proven ability to collaborate with technical teams, Marketing/Communications, Account Owners, and other cross-functional partners to advance compliance initiatives, communicate findings, and drive remediation efforts
• Strong analytical capabilities and problem-solving skills, including trend identification, root-cause analysis, and transforming data into actionable recommendations
• Self-motivated with a strong sense of ownership

Nice To Haves

• Experience in Fintech and consumer-focused financial products, preferred
• Deep understanding of consumer protection regulations and industry best practices (e.g., UDAAP, CCPA, GDPR, TILA, EFTA), preferred
• Experience building or improving complaint taxonomy/classification systems
• Experience working with partner banks or in a BaaS/program management model
• Experience with QA programs for consumer-facing support teams

Responsibilities

• Review escalated consumer complaints, ensuring timely and accurate resolution with a consumer-first approach grounded in empathy and transparency
• Screen complaints for potential regulatory and legal risks and escalate as appropriate
• Conduct quarterly sample testing of non-escalated consumer inquiries to verify correct categorization and handling by the Consumer Support team
• Analyze complaint trends and root causes to identify systemic issues, partnering with product, engineering, operations, and legal to implement preventative solutions
• Prepare and deliver regular reporting on complaint performance, insights, and key metrics to senior leadership and stakeholders.Support quarterly complaint reporting to the Board's Audit and Risk Committee (ARC) and partner banks
• Build and maintain relationships with compliance counterparts at Plaid's customers
• Manage bi-weekly office hours for Consumer Support to address real-time compliance questions
• Run calibrations with the Consumer Support team to identify training gaps and ensure alignment with internal policies and procedures

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 501-1,000 employees