FIC Compliance

Deutsche Bank • New York, NY

4d • Hybrid

About The Position

You will provide real-time support to the Whole Loans Trading and Securitization business, which purchases, sells, and securitizes residential mortgage loans. Responsibilities include advising on matters related to trading and securitization activities, such as questions, issues, and proposed transactions. The role also involves monitoring and surveillance of controls, supervision, and other compliance-related matters typical of a large global investment bank. In addition, as part of the FIC Compliance team, you will support and provide coverage for other FIC businesses as needed.

What We Offer You
A diverse and inclusive environment that embraces change, innovation, and collaboration
A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift and volunteer programs

Requirements

• Bachelor’s degree or equivalent; JD or MBA a plus
• Consumer compliance experience, including familiarity with consumer lending laws/rules/regulations (e.g., Federal consumer protection laws including but not limited to: Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Home Mortgage Disclosure Act, and Gramm-Leach-Bliley Act)
• Knowledge of applicable SEC and FINRA laws/rules/regulations as they relate to securitizations
• Excellent oral and written communication skills
• Ability to make, support, and defend difficult and complex regulatory/compliance decisions in a fast-paced and high-pressured environment
• Ability to project confidence and professionalism in dealings with senior business personnel

Nice To Haves

• Relevant experience providing compliance or legal coverage to a sales or trading desk at a broker/dealer working on or providing trade/sales support to such a desk
• Functional knowledge of the residential mortgage trading and securitization business
• Strong written and verbal communication and presentation skills, with the ability to effectively influence others and engage senior stakeholders and foster collaboration among Compliance, the Business and other infrastructure functions
• Action-oriented and delivery focused with a disciplined approach and an ability to be proactive, work under pressure, and within tight deadlines while maintaining accuracy, showing initiative, and reacting quickly to changes in priorities
• Ability to project confidence and professionalism in dealings with senior business personnel

Responsibilities

• Provide real-time advisory services to the Whole Loans Trading and Securitization Business, as well as other FIC businesses; identify regulatory trends and developments that impact business areas, and advise staff as to how this may impact their current activities
• Advise business areas on the Firm policies and procedures and applicable consumer lending and securities laws and regulations; draft, update, and implement relevant policies and procedures
• Provide regulatory/compliance training; assist the Business in implementing and documenting various supervisory/control mechanisms
• Participate in internal investigations, respond to regulatory inquiries, and coordinate internal and external audits and inspections; interact with federal and state regulators
• Support the global compliance monitoring program by providing input on the framework documents and completing verification checks as outlined the in the annual monitoring plan
• Perform testing and monitoring of compliance with the Firm policies and conduct risk assessments of the Business to ensure effective business control framework

Benefits

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
• Educational resources, matching gift and volunteer programs
• health and wellbeing benefits
• retirement savings plans
• parental leave
• family building benefits
• matching gift and volunteer programs

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees