Compliance Auditing Coordinator

MSC SERVICES LLC•Colorado Springs, CO

1d•$20 - $27•Onsite

About The Position

The Compliance Auditing Coordinator is primarily responsible for ensuring the accuracy of all reportable mortgage loan data within the Loan Origination System (LOS) and the Loan Application Register (LAR) in strict accordance with HMDA guidelines. This role involves performing comprehensive quality control audits for loan servicing as well as internal audits for Federal and State compliance. Additionally, the Coordinator supports Compliance Management with State and Agency examinations, agency renewals, the resolution of consumer complaints, and various special projects as assigned.

Requirements

Advanced proficiency in MS Office (Word, Excel, PowerPoint, Outlook).
Proven ability to learn and adapt quickly to new proprietary information systems and digital auditing tools.
Solid understanding of mortgage-related regulations, specifically HMDA, and the ability to interpret Federal and State compliance guidelines.
Strong ability to analyze complex loan data, identify discrepancies, and suggest corrective actions.
Keen eye for detail and a commitment to data integrity and accuracy.
Ability to pivot seamlessly between different case assignments and priorities in a high-volume, deadline-driven environment.
Capable of working effectively both as a collaborative team member and as a self-directed independent contributor.
High-level written and verbal communication skills, including the ability to draft clear audit findings and maintain professional phone etiquette.
Maintains a professional, courteous, and friendly demeanor; follows directions closely and represents the compliance department with a "business casual" professional appearance.
Ability to handle sensitive matters, such as consumer complaints, with diplomacy and sound judgment.
Highschool diploma or equivalent required.
Minimum of 1-2 years mortgage experience, with previous experience in HMDA, mortgage processing or quality control within the mortgage industry.

Nice To Haves

Preference given to candidates with experience in ACES auditing software and Encompass LOS.

Responsibilities

Perform independent testing of information contained in the Loan Application Register (LAR) data fields for accuracy in accordance with HMDA regulatory specifications.
Update loans for HMDA reporting and perform independent testing of LAR fields as assigned.
Review mortgage servicing documentation, including loan modifications, escrow analysis and payment histories to ensure accuracy and compliance with company policies and regulatory guidelines.
Ensure that all mortgage loan files adhere to federal, state, and company-specific regulations and guidelines.
Work with businesses partners to remediate any accuracy errors determined as a result of testing or auditing.
Assist with the preparation for State and Federal examinations including the collection and review of materials from various business partners within the company.
Assist in the processing of consumer complaints which are handled through the Compliance Department.
Identify and report any potential compliance issues or deviations from established standards.
Ensure that all potentially critical issues or any unresolved issues are elevated to Management promptly.
Communicate effectively with business partners throughout the Company on any unresolved HMDA issues, loan servicing audit findings and consumer complaint responses.
Demonstrate behaviors consistent with the Company's Vision, Mission, and Values in all interactions with customers, co-workers, and vendors.
Complete other duties or projects, as assigned accurately and in a timely fashion.
Regular, reliable, and predictable onsite attendance is an essential function of this role.