Compliance Analyst

Ubiquity Retirement and Savings (dba Decimal Inc) • Colorado Springs, CO

23d • $65,000 - $80,000 • Remote

About The Position

We're looking for a detail-oriented Compliance Analyst to support the administration and oversight of qualified retirement plans. In this role, you'll perform annual compliance testing, assist with plan design, and help ensure our plans operate in full compliance with IRS and DOL regulations — playing a critical part in protecting both our clients and their employees' retirement futures.

Requirements

• 5+ years of experience in the retirement services industry
• Bachelors in related field or equivalent experience
• 2–3 years performing retirement plan compliance testing (ADP/ACP, Top Heavy, coverage)
• Experience with employer contribution calculations including Profit Sharing and Safe Harbor
• Working knowledge of EPCRS correction procedures and IRS/ERISA qualification rules
• Strong Excel skills including XLOOKUP and intermediate functions
• Excellent written and verbal communication skills
• Organized and deadline-driven — you thrive during high-volume compliance cycles

Nice To Haves

• Experience with New Comparability plan design
• Familiarity with retirement plan administration systems such as ASC or FT Williams
• Exposure to 3(16) fiduciary or operational fiduciary oversight
• Experience with CRM platforms such as Salesforce
• ASPPA credentials (QKA or QKC) or progress toward certification

Responsibilities

• Perform annual compliance testing including ADP/ACP, Top Heavy, 410(b), and other nondiscrimination tests
• Calculate employer contributions including Profit Sharing, Safe Harbor, and New Comparability allocations
• Assist with plan document amendments and provide guidance on EPCRS correction procedures
• Prepare Form 5500 / 5500-SF filings and annual trust accounting
• Support operational compliance across loans, distributions, terminations, and plan deconversions
• Respond to compliance-related questions from internal teams and clients, interpreting plan provisions and testing results
• Identify and help resolve operational compliance issues with a solutions-oriented approach
• Collaborate with Compliance leadership to maintain and update SOPs and best practices

Benefits

• Medical, dental, and vision insurance to ensure you're protected and staying happier and healthier.
• Remote-First Culture
• Get more ownership over your schedule while maintaining great relationships with your peers.
• Flexible PTO
• With us, you have the freedom to manage your schedule and take time off when you need it – no questions asked.
• Inclusive & Diverse Workplace
• We celebrate diverse viewpoints and believe diversity nurtures innovation and creativity. We want everyone to feel included like a valued member of our Ubiquity family.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level