Comparative Rater Analyst

American Integrity Insurance Company of Florida, Inc.•Tampa, FL

6d•Onsite

About The Position

The Comparative Rater Analyst is responsible for analyzing, validating, and monitoring the data that flows into and out of third-party comparative rating platforms used by the organization. This role serves as a key liaison between underwriting, product, IT, and external comparative rater vendors to ensure rating accuracy, data integrity, and alignment with filed rules, underwriting intent, and carrier strategy. The Comparative Rater Analyst plays a critical role in identifying discrepancies, investigating rating anomalies, supporting integrations, and improving overall quoting performance for agents.

Requirements

Bachelor’s Degree or equivalent combination of education and experience.
A minimum of 3 years of experience in the following areas is required. Such experience could be obtained within a single role or across multiple roles:
Working in Property & Casualty insurance with hands-on experience working with comparative raters, rating systems, underwriting systems, and policy administration platforms.
Leveraging advanced data skills, including querying, extraction, mining, analysis, and visualization.
Strong analytical and problem-solving skills with high attention to detail.
Experience analyzing rating outputs, data mappings, and system integrations.
Ability to interpret underwriting rules, rating algorithms, and coverage structures.
Experience documenting business and technical requirements, data flows, and test scenarios.
Knowledge of insurance rating engines or comparative rater platforms required; Familiarity with QuoteRUSH strongly preferred.
Advanced Excel skills, specifically with regards to data visualization, required; Knowledge of Tableau or other data visualization tools preferred.
Knowledge of data warehouse (SQL) querying, required.
Proficiency in Microsoft Excel, Word, and PowerPoint.
Ability to communicate effectively with technical teams, business partners, and external vendors.
Comfortable working in a fast-paced, priority-shifting environment.

Responsibilities

Analyze inbound and outbound data exchanged between the company and comparative rater platforms to ensure accuracy, completeness, and consistency with filed rates and underwriting rules. Provide data-driven insights and reporting of findings.
Validate rating logic, coverage mappings, underwriting questions, and eligibility rules as implemented within comparative raters.
Investigate and resolve discrepancies between comparative rater quotes and internal rating systems or policy administration systems.
Work with multiple raters and products to ensure healthy functionality and competitive positioning.
Foster and maintain cross-functional partnerships with Sales, Underwriting, and Product teams to identify comparative opportunities and support rater implementations, enhancements, and ongoing maintenance.
Support testing efforts related to new products, rate changes, underwriting updates, and comparative rater vendor releases.
Develop and maintain strong documentation related to data mappings, rating logic assumptions, known limitations, and issue resolutions.
Monitor production data and agent feedback to proactively identify trends, errors, or opportunities for improvement in comparative rater performance.
Assist with root cause analysis for quoting or binding issues impacting agents or internal stakeholders.
Communicate findings, risks, and recommendations clearly to technical and non-technical audiences.
Interact professionally and maintain a positive attitude while working with a diverse group of internal stakeholders, vendors, and agent-facing teams.