Commercial Lender

Chesapeake Financial Shares•Gloucester, VA

About The Position

Chesapeake Bank- Commercial Lending Officer – Middle Peninsula, VA Join an Award-Winning Community Bank and Make a Real Impact! Are you passionate about helping businesses thrive? Do you want to be a true advocate and partner for your commercial clients? If you’re tired of big-bank politics and ready for your voice to be heard, this is your opportunity. We’re seeking a customer-focused Commercial Lending Officer to manage and grow an established portfolio of commercial real estate and commercial/industrial loans in the Middle Peninsula market. You’ll play a key role in supporting local businesses, strengthening our community, and shaping the future of our lending services. Why You’ll Love This Role Work for a respected, award-winning community bank that values relationships over bureaucracy. Manage an existing portfolio while building new connections in a thriving market. Enjoy a career that makes you excited to come to work, have fun, and make a difference. What We’re Looking For Proven experience in commercial lending and portfolio management. Strong communication, relationship-building, and problem-solving skills. A passion for community involvement and helping businesses succeed. Why You’ll Love It Here: We’re consistently ranked among the top 200 banks in the U.S. for employee engagement “Fun” isn’t just a buzzword—it’s a core value we live every day Competitive pay, great benefits, and real opportunities to grow A culture of giving back: we invest time and money into the communities we serve You’ll actually want to get up and come to work A collaborative executive team that values your input Want to read more about why you should join the team, click the link below: Top 10 Reason You Should Explore a Career with Chesapeake Bank Ready to Take the Next Step? Talk to us about joining a team where your ideas matter, your work makes an impact, and your career can grow. Summary: Manages the commercial lending process for loan applicants, ensuring that interviews are conducted appropriately and that necessary financial information is on hand for efficient loan processing. Promotes the financial institution and its lending services to the community.

Requirements

Bachelor’s degree in business, finance, or related area.
One to two years of experience in a financial institution, loan department, or similar area.
Knowledge of financial institution policies and procedures.
Knowledge of commercial real estate lending practices and related areas.
Good managerial, communication, and public relations skills.
Good sales, organization and interpersonal skills.
Ability to read and comprehend training materials, financial institution communications and related loan manuals.

Responsibilities

Reviews, analyzes and processes commercial loan requests and packages loans as necessary, in keeping with financial institution policies and procedures.
Recommends conditions and terms of commercial loans.
Provides input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
Provides loan status reports to management and departmental statistics on financial institution loan products.
Offers recommendations and actions to improve loan strategies when necessary.
Interviews loan applicants, as well as obtains and compiles necessary financial information to process loans.
Participates in local business and community activities.
Completes appropriate career level training identified by manager.
Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes.