Commercial Lender

WESTERN BANK•Big Spring, TX

9d•Onsite

About The Position

Western Bank seeks experienced commercial lender for its Big Spring office. Applicant must be an active lender in the Big Spring market with an existing loan portfolio. The successful candidate will possess strong business development skills, be driven and prepared to lead others, and will be a self-starter. We offer a competitive salary and great benefits package commensurate with experience.

Requirements

Minimum of 2 years' experience required.
Applicant must be an active lender in the Big Spring market with an existing loan portfolio.
The successful candidate will possess strong business development skills
Be driven and prepared to lead others
Will be a self-starter.

Responsibilities

Interviews applicants to determine loan requirements and gathers pertinent information for loan applications.
Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation.
Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
Resolves uncertainties relating to customer application information through inquiries with applicant or creditors.
Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval.
Prepares financing proposals consistent with approval for presentation to the applicant.
Reviews loan documentation prior to closing for completeness and acceptance by the applicant.
Ensures timely loan closing and funding activities.
Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.
Uses experience and sound judgment to plan and accomplish goals.