Commercial Lender

John Marshall Bank•Rockville, MD

4d•$135,000 - $175,000

About The Position

John Marshall Bank is looking for an experienced Commercial Lender in Rockville, Maryland. This person would be responsible for business development and a designated portfolio of loan and deposit relationships with premier companies in the region. In this critical role, you will work closely with Regional Management to maintain and grow profitable relationships with these companies and will also represent the Bank in the community at high profile events.

Requirements

Bachelor’s Degree
At least 2 years of experience as a Senior Level Commercial Lender with a financial institution
At least 5 years of commercial loan portfolio management and related experience
At least 2 years of Commercial Banking experience in Montgomery County, MD
Strong experience and knowledge of financial analysis and banking credit principles
Basic to advanced understanding of deposit and treasury management products and services

Nice To Haves

Bachelors Degree in Business, Finance or related field
Excellent communication, interpersonal, and presentation skills with the ability to engage prospects, clients, COIs, and internal stakeholders
Proven ability to exceed sales goals

Responsibilities

Proactively source new commercial and consumer clients through networking, referrals, industry organizations, and targeted business development activities
Provide a high level of service to clients and prospects seeking loan and/or deposit relationships by understanding clients’ needs and delivering tailored financial solutions
Interview applicants and evaluate data to determine credit worthiness, and make informed relationship recommendations
Structure, negotiate, and close commercial loans that align with the Bank’s credit policies and profitability goals
Collaborate with credit analysts and other lending colleagues to ensure timely and accurate loan processing
Monitor existing loans to ensure compliance with terms and maintain accurate, complete credit files
Make qualified referrals to merchant card, insurance, purchase card, business banking and consumer loan partners
Work independently at times or as a member of a team at times, with high motivation to achieve goals with minimal supervision
Mentor junior relationship managers and lending associates as needed
Follow industry trends, competitor activity, and local market conditions to identify opportunities and mitigate risk
Represent the Bank in civic and community activities to increase the Bank’s presence and brand awareness in established and developing markets

Benefits

Medical
Dental
401K Retirement Plan w/ an Employer Match (4% match on 5% contributions – this is highly competitive compared to other organizations)
Vision
Employee Assistance Program
Flexible Spending
Transit Reimbursement
Long Term Care
Paid Time Off
Life and Disability Coverage