Commercial Lender

COMMUNITY NATIONAL BANK • Overland Park, KS

1d • Onsite

About The Position

This position is responsible for assisting with the management and growth of commercial loan portfolio.

Requirements

• Requires a high degree of confidentiality
• Working knowledge of accounting and workflow software, and Microsoft office (word, excel, Outlook, PowerPoint, etc.)
• Exceptional communication skills, written and verbal, organizational skills, time management skills and be a self-starter
• Detail oriented and ability to self-audit work to ensure accuracy
• Requires being reliable, responsible, and dependable to fulfill the obligations of this role

Nice To Haves

• Bachelor’s degree in finance, business management or related field preferred
• 5 years of experience in bank lending, loan review, or related field preferred, 2-4 years required

Responsibilities

• Develop and retain existing commercial relationships and generate new business through loans, accounts, and services for both business and consumer
• Interview applicants to determine loan requirements and gather pertinent information for loan applications.
• Analyze applicant information to determine feasibility of granting loans within loan policy.
• Approve loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval.
• Resolve uncertainties relating to customer application information through inquiries with applicant or creditors.
• Negotiate and/or recommend credit terms, costs, loan repayment strategies, and collateral specifications
• Explain to the customer the different types of loans and credit options that are available, as well as the terms of those services
• Review loan agreements and make sure that they are complete and accurate
• Ensure timely loan closing and funding activities
• Maintain customer relationships through regular communication and follow up
• Maintain up to date knowledge on baking laws, regulations, compliance issues, and bank policies
• Maintain a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
• Manage loan portfolio including renewals, modifications, updated credit analysis, collections, collection of required ongoing documentation, annual financial reviews and portfolio monitoring through effective pipeline management
• Uses experience and sound judgment to plan and accomplish goals.
• Develop working knowledge and use of software programs such as, but not limited to, the following: Fiserv Suntell
• Support CNB’s strong relationship culture through quality customer service and superior product knowledge
• Provide superior customer service by resolving problems efficiently and responding timely
• Identify and implement solutions to problems in general and urgent matters
• Actively seek to add and enhance knowledge regarding developments and current trends in the industry
• Seek counsel of supervisor on issues as appropriate
• Work collaboratively with staff to maintain a team environment
• Flexible to accept additional assignments as requested by leadership
• Cross train for other positions to cover when necessary
• Professionalism while representing CNB (onsite, professional and community events and via communications)
• Participate and attend meetings as requested
• Recommend policies and procedures as it relates to area of responsibility
• Timely responses to inquiries for information to customers, staff and vendors
• Answer telephone calls and provide a prompt response
• Follow CNB’s policies and procedures
• Other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level