Commercial Banking Intern - PIT

WesBanco Bank, Inc.•Wexford, PA

About The Position

You will have the opportunity to work with our Commercial Bankers, providing them with industry research, marketing materials, and prospect identification. Works with Commercial Underwriting and Credit Support to observe and learn the process for spreading financial statements, putting together a complete loan package, and completing a credit memorandum for review with the Sr. Credit Officer. Once a loan is approved, obtains all needed information to prepare for a loan closing. CUSTOMER SERVICE SKILLS: Willingness to provide a level of service which will clearly differentiate us from our competitors. INTERPERSONAL SKILLS: Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner. Possess excellent analytical and problem solving skills. Must be detail oriented with strong detail to accuracy. Ability to operate within strict deadlines and to work independently. Ability to independently prioritize tasks. Must be a self-starter and willing to work as part of a team. Ability to maintain confidentiality and discretion regarding bank client information and bank policy and procedure. Have a passion for learning and a desire to build a career in investment management. Willingness to provide a level of service which will clearly differentiate us from our competitors.

Requirements

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Proficient in Microsoft Office products including Word and Excel.
Currently attending college or university in the field of Business Administration or similar required.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.
Possess excellent analytical and problem solving skills.
Must be detail oriented with strong detail to accuracy.
Ability to operate within strict deadlines and to work independently.
Ability to independently prioritize tasks.
Must be a self-starter and willing to work as part of a team.
Ability to maintain confidentiality and discretion regarding bank client information and bank policy and procedure.
Have a passion for learning and a desire to build a career in investment management.
Willingness to provide a level of service which will clearly differentiate us from our competitors.

Nice To Haves

Coursework completed in these fields a plus.

Responsibilities

Provides industry research.
Prepares marketing materials.
Assesses prospect identification- using resources such as LinkedIn, publications, etc.
Uses the sales management system for lead identification and input.
Collects and monitors financial information.
Works with Portfolio Manager's and Relationship Managers with client support.
Assists with loan modifications.
Observes and learns the process for spreading financial statements.
Observes and learns the process for putting together a complete loan package.
Observes and learns the process of completing a credit memorandum for review with the Senior Credit Officer.
Observes and learn the process once a deal is approved of obtaining all needed information and preparing for a loan closing.
Prepares and delivers a presentation at program close, meeting the specifications of the manager.