Commercial Banker

Mercantile Bank•Troy, MI

About The Position

Mercantile Bank was built by Commercial Bankers to do Commercial Lending. As we expand through the state of Michigan, we are looking for someone to join us as a Full-Time Commercial Banker in Troy, MI. Practice your craft in Commercial Banking in the community that you know and love. This exciting opportunity allows you to leverage your expertise while collaborating with local businesses to help them achieve their goals and foster economic growth. You'll immerse yourself in a fun and flexible work culture that prioritizes customer-centricity and innovation. Your passion for problem-solving will shine as you tackle unique financial challenges, contributing to the success of the businesses you serve. Engaging with local entrepreneurs and crafting tailored financial solutions will not only enhance your professional growth but also nurture a sense of community. Experience the thrill of making a tangible impact in the business landscape of Southeast Michigan. Join us and be part of a high-performance team dedicated to excellence and integrity in banking. As a Commercial Banker at Mercantile Bank in Troy, MI, you will play a crucial role in enhancing the Bank's profitability through relationship-building with customers and prospects. Your responsibilities will include systematically developing a potential customer list and utilizing your cross-selling skills to promote bank products, including deposits and treasury management solutions. You will assess loan requests for alignment with the Bank's credit and profitability standards while diligently monitoring credit and asset quality through consistent reporting and follow-up with borrowers. Representing the Bank at various community functions will allow you to strengthen local ties, while you manage and grow a commercial loan portfolio aimed at maximizing earnings and minimizing delinquency. Your commitment to excellent customer service will be key, as will your ability to prepare loan write-ups, maintain reporting systems, and present client insights to the Board of Directors.

Requirements

Proven history of managing a diverse C&I loan portfolio of at least $150 million
Ten or more years' commercial lending experience
Formal bank credit training and experience as a Credit Analyst
Bachelor's degree in finance or accounting

Nice To Haves

Strong ties to the local community will enhance your ability to build relationships.
The ideal candidate will exhibit an entrepreneurial spirit, with a desire to innovate and contribute to a high-performing cross-functional team.
Independent operation is crucial, along with a professional demeanor, excellent verbal and written communication abilities, and a commitment to maintaining high attendance and appearance standards.

Responsibilities

Use your industry and banking knowledge to grow the bank's commercial lending & deposit portfolios
Serve as a market leader in your community to drive successful partnerships with centers of influence and community members